Federal credit union · Brooklyn, New York · NCUA charter #24642
Brooklyn Cooperative
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $54.9M
- Total assets
- 6,590
- Members
- 9.8%
- Net-worth ratio
Brooklyn Cooperative scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $54.9M; members 6,590; net-worth ratio 9.80%; health rank #3,772 of 4,374; healthier than 13th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,772 of 4,374 health · 2025Q4Brooklyn Cooperative · health 67/100 · $54.9M · 2025Q4
Call Report peers
Brooklyn Cooperative in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Brooklyn Cooperative vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Brooklyn Cooperative sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Brooklyn Cooperative
- Loan-to-Share Ratio leads the peer set - 86.34% here, 62.60% peer average (+23.74 pp).
- Net Worth Ratio trails the peer set - 9.80% here, 13.62% peer average (-3.82 pp).
New York standing for Brooklyn Cooperative
- Health composite ranks #220 of 272 among scored New York credit unions.
- By total assets, Brooklyn Cooperative is #123 of 272 in New York.
- Member book place in New York: #96 of 272.
- One place up in New York, Syracuse Cooperative (#219) ties at 67/100; one place down, Morton Lane (#221) scores 66/100, 1 point lower.
How Brooklyn Cooperative's 5300 filing moved
Brooklyn Cooperative: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.2% from $54.9M (2025Q4) to $57.2M (2026Q1).
- Net-worth ratio shifted -0.41 pp (10.21% → 9.80%).
At 9.80%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 67/100 score is built
Brooklyn Cooperative gives up 33 points in total. Member Growth costs the most, 15 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 29.5 pts
- Delinquency Rate 10.0 pts
- Return on Assets 12.7 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.80% | -3.82 pp |
| Delinquency Rate | 2.40% | +1.44 pp |
| Return on Assets | 0.35% | -0.31 pp |
| Member Growth | -7.51% | - |
| Loan-to-Share Ratio | 86.34% | +23.74 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Brooklyn Cooperative
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $57.2M | - |
| 2025Q4 | $54.9M | 6,590 |
| 2024Q4 | $54.3M | 7,125 |
| 2023Q4 | $48.9M | 10,364 |
Credit Union Details
- Charter Number
- 24642
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- Brooklyn
- Data Quarter
- 2025Q4
Branch Locations (3)
Brooklyn Cooperative operates 3 offices in Brooklyn, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Bushwick branch (Main Office) | Brooklyn, NY |
| East NY branch | Brooklyn, NY |
| Restoration branch | Brooklyn, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Brooklyn Cooperative
Similar total assets
Using this data
- Brooklyn Cooperative ranks #3,772 of 4,374 nationally on financial health and #220 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Van Cortlandt Cooperative is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Van Cortlandt Cooperative
Frequently Asked Questions
Is Brooklyn Cooperative financially healthy?
On its 2025Q4 NCUA 5300 filing, Brooklyn Cooperative scores 67/100 (Good), with a 9.80% net worth ratio and 2.40% of loans delinquent. It ranks #3,772 of 4,374 nationally on health and #220 of 272 in New York.
How does Brooklyn Cooperative compare to other credit unions?
Brooklyn Cooperative scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (86.34% vs 62.60%). Its widest shortfall is net worth ratio (9.80% vs 13.62%).
How can I join Brooklyn Cooperative?
Brooklyn Cooperative operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Brooklyn Cooperative directly for the exact boundaries and application steps.
Is my money safe at Brooklyn Cooperative?
Brooklyn Cooperative is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Brooklyn Cooperative's net worth ratio of 9.80% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.