Federal credit union · Ilion, New York · NCUA charter #2008
REMINGTON
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $58.2M
- Total assets
- 3,667
- Members
- 14.9%
- Net-worth ratio
REMINGTON scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $58.2M; members 3,667; net-worth ratio 14.89%; health rank #2,564 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,564 of 4,374 health · 2025Q4REMINGTON · health 81/100 · $58.2M · 2025Q4
- CAMELS 81/100
- HEALTH 14.9%
- NW 0.88%
- DELQ 0.83%
- ROA $58.2M
- ASSETS 3,667
- MEM #2,564/4,374
- RANK Members Preferred
- PHOTO 2008
Call Report peers
REMINGTON in the assets neighbourhood
REMINGTON's $58.2M assets sit next to Members Preferred ($58.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
REMINGTON vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
REMINGTON - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #2008 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
REMINGTON: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 14.89% vs peer 13.62% (+1.27 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -17.98 pp (44.62% vs 62.60%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
REMINGTON in New York
- New York health ordinal: #145 of 272.
- Assets rank #118 of 272 inside New York ($58.2M reported).
- Member book place in New York: #126 of 272.
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How REMINGTON's 5300 filing moved
REMINGTON: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.1% from $58.2M (2025Q4) to $59.4M (2026Q1).
- Net-worth ratio shifted +0.09 pp (14.80% → 14.89%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 14.89% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.2 pts
- Return on Assets 15.0 pts
- Member Growth 4.3 pts
- Loan-to-Share Ratio 10.5 pts
REMINGTON health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.89% | +1.27 pp |
| Delinquency Rate | 0.88% | -0.08 pp |
| Return on Assets | 0.83% | +0.18 pp |
| Member Growth | -2.60% | - |
| Loan-to-Share Ratio | 44.62% | -17.98 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - REMINGTON
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $59.4M | - |
| 2025Q4 | $58.2M | 3,667 |
| 2024Q4 | $55.2M | 3,765 |
| 2023Q4 | $54.6M | 3,828 |
Credit Union Details
- Charter Number
- 2008
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- Ilion
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, REMINGTON runs 3 offices in 3 different cities across 2 states.
| Office | City |
|---|---|
| Ilion (Main Office) | Ilion, NY |
| MCT Federal Credit Union | Amsterdam, NY |
| Fiserv | Salt Lake City, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Cross-state Call Report peers for REMINGTON
Two NCUA Call Report peer sets for REMINGTON, both outside New York so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($58.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- REMINGTON ranks #2,564 of 4,374 nationally on financial health and #145 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Buffalo Conrail is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Buffalo Conrail
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is REMINGTON financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, REMINGTON carries a financial health score of 81/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #2,564 of 4,374; by total assets it ranks #2,284 of 4,374 nationally (same basis as /rankings/largest); and #118 of 272 within New York. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 14.89% net worth ratio and a 0.88% delinquency rate.
How does REMINGTON compare to other credit unions?
Five weighted metrics from NCUA filings produce REMINGTON's 81/100 score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join REMINGTON?
REMINGTON operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact REMINGTON directly for the exact boundaries and application steps.
Is my money safe at REMINGTON?
Federal credit unions like REMINGTON are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. REMINGTON's net worth ratio of 14.89% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does REMINGTON offer compared to banks?
Credit unions like REMINGTON are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact REMINGTON directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.