State credit union · Augusta, Kansas · NCUA charter #63189

White Eagle

Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

90
Health / 100
$186.4M
Total assets
16,204
Members
13.9%
Net-worth ratio

White Eagle scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $186.4M; members 16,204; net-worth ratio 13.90%; health rank #1,081 of 4,374; healthier than 73rd of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#1,081 of 4,374 health · 2025Q4

White Eagle · health 90/100 · $186.4M · 2025Q4

White Eagle in the assets neighbourhood

Northern Hills$186.7MP & G Mehoopany Employees$186.6MMon Valley Community$186.6MXCEL$186.5MSebasticook Valley$186.5MWhite Eagle (this)$186.4M
Nearest other-state credit unions by total assets (NCUA 5300)

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White Eagle vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); White Eagle sits in 90-94 with 747 others.

90 Top 27% higher than 73% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

White Eagle: Call Report deltas vs peers

  • Largest favorable gap: Net Worth Ratio at 13.90% vs peer 12.11% (+1.79 pp).
  • Loan-to-Share Ratio trails the peer set - 65.23% here, 72.20% peer average (-6.97 pp).

Where White Eagle sits in Kansas

  • Health composite ranks #9 of 61 among scored Kansas credit unions.
  • Kansas assets place: #12 of 61.
  • Membership ranks #12 of 61 among Kansas CUs with a reported count (16,204 members).
  • One place up in Kansas, DILLON (#8) ties at 90/100; one place down, MAINSTREET (#10) scores 89/100, 1 point lower.

How White Eagle's 5300 filing moved

White Eagle: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

120,000,000140,000,000160,000,000180,000,000200,000,000220,000,000 2023Q42024Q42025Q42026Q1 143,075,943 196,547,991 ▲ +37.4%
  • Assets moved +5.5% from $186.4M (2025Q4) to $196.5M (2026Q1).
  • Net-worth ratio shifted -0.25 pp (14.15% → 13.90%).
Net worth ratio vs. NCUA well-capitalized threshold 92.7%

13.90% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 90/100 score is built

White Eagle gives up 10 points in total. Delinquency Rate costs the most, 5.4 of its 25; Net Worth Ratio and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 19.6 pts
  • Return on Assets 15.0 pts
  • Member Growth 11.3 pts
  • Loan-to-Share Ratio 14.1 pts

White Eagle vs peer ratios

Metric Value vs peer
Net Worth Ratio 13.90% +1.79 pp
Delinquency Rate 1.06% +0.16 pp
Return on Assets 1.23% +0.61 pp
Member Growth 1.90% -
Loan-to-Share Ratio 65.23% -6.97 pp

Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.

White Eagle quarterly book

Quarter Assets Members
2026Q1 $196.5M -
2025Q4 $186.4M 16,204
2024Q4 $163.1M 15,902
2023Q4 $143.1M 15,536

Credit Union Details

Charter Number
63189
Type
State
Field of Membership
Other
Peer Group
$100M–$500M
State
Kansas
City
Augusta
Data Quarter
2025Q4

Branch Locations (3)

The NCUA branch filing lists 3 physical offices for White Eagle, spread across 3 cities.

Office City
White Eagle Credit Union (Main Office) Augusta, KS
White Eagle Credit Union El Dorado, KS
White Eagle Credit Union Newton, KS

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Kansas

Other federally-insured credit unions in Kansas, closest first by peer group and asset size.

Compare White Eagle vs FRONTIER COMMUNITY

Nationwide credit unions with similar profiles

Using this data

  • White Eagle ranks #1,081 of 4,374 nationally on financial health and #9 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Frontier Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Frontier Community

Frequently Asked Questions

Is White Eagle financially healthy?

On its 2025Q4 NCUA 5300 filing, White Eagle scores 90/100 (Excellent), with a 13.90% net worth ratio and 1.06% of loans delinquent. It ranks #1,081 of 4,374 nationally on health and #9 of 61 in Kansas.

How does White Eagle compare to other credit unions?

White Eagle scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.90% vs 12.11%). Its widest shortfall is loan-to-share ratio (65.23% vs 72.20%).

How can I join White Eagle?

Membership eligibility for White Eagle depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact White Eagle directly for current membership requirements and application steps.

Is my money safe at White Eagle?

White Eagle is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. White Eagle's net worth ratio of 13.90% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for White Eagle. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.