Federal credit union · Austin, Texas · NCUA charter #24465
Government Employees
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $186.8M
- Total assets
- 9,547
- Members
- 10.5%
- Net-worth ratio
Government Employees scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $186.8M; members 9,547; net-worth ratio 10.48%; health rank #1,832 of 4,374; healthier than 57th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,832 of 4,374 health · 2025Q4Government Employees · health 86/100 · $186.8M · 2025Q4
Call Report peers
Government Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Government Employees vs every NCUA-scored credit union
Government Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Government Employees vs $100M–$500M peers
- Delinquency Rate leads the peer set - 0.51% here, 0.89% peer average (-0.39 pp).
- Loan-to-Share Ratio trails the peer set - 61.35% here, 72.20% peer average (-10.85 pp).
Government Employees in Texas
- In Texas, health place is #168 of 386 on the same NCUA-ratio sort used nationally.
- By total assets, Government Employees is #111 of 386 in Texas.
- Member book place in Texas: #131 of 386.
- One place up in Texas, Texas Trust (#167) ties at 86/100; one place down, My Community (#169) ties at 86/100.
Government Employees: 2025Q4 → 2026Q1
Government Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $186.8M (2025Q4) to $189.0M (2026Q1).
- Net-worth ratio shifted +0.11 pp (10.37% → 10.48%).
At 10.48%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Government Employees gives up 14 points in total. Member Growth costs the most, 12.3 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.9 pts
- Return on Assets 15.0 pts
- Member Growth 2.7 pts
- Loan-to-Share Ratio 13.4 pts
Call Report ratios for Government Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.48% | -1.63 pp |
| Delinquency Rate | 0.51% | -0.39 pp |
| Return on Assets | 0.81% | +0.19 pp |
| Member Growth | -3.53% | - |
| Loan-to-Share Ratio | 61.35% | -10.85 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $189.0M | - |
| 2025Q4 | $186.8M | 9,547 |
| 2024Q4 | $181.9M | 9,896 |
| 2023Q4 | $185.9M | 9,883 |
Credit Union Details
- Charter Number
- 24465
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Texas
- City
- Austin
- Data Quarter
- 2025Q4
Branch Locations (6)
The NCUA branch filing lists 6 physical offices for Government Employees, spread across 3 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Austin, TX |
| South First | Austin, TX |
| IRS Branch | Austin, TX |
| Compliance Branch | Austin, TX |
| Kyle Branch | Kyle, TX |
| Pflugerville Branch | Pflugerville, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Other-state peers near Government Employees
Similar total assets
Using this data
- Government Employees ranks #1,832 of 4,374 nationally on financial health and #168 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Members First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Members First
Frequently Asked Questions
Is Government Employees financially healthy?
Government Employees has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,832 of 4,374 nationally on health and #168 of 386 in Texas. Its net worth ratio is 10.48% and its delinquency rate 0.51%.
How does Government Employees compare to other credit unions?
Government Employees scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.51% vs 0.89%). Its widest shortfall is loan-to-share ratio (61.35% vs 72.20%).
How can I join Government Employees?
Government Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Government Employees directly for the current list of qualifying groups.
Is my money safe at Government Employees?
Government Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Government Employees's net worth ratio of 10.48% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.