Federal credit union · Manhattan, Kansas · NCUA charter #5257
Kansas State University
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $139.9M
- Total assets
- 9,688
- Members
- 10.8%
- Net-worth ratio
Kansas State University scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $139.9M; members 9,688; net-worth ratio 10.75%; health rank #1,681 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,681 of 4,374 health · 2025Q4Kansas State University · health 87/100 · $139.9M · 2025Q4
Call Report peers
Kansas State University in the assets neighbourhood
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Kansas State University vs every NCUA-scored credit union
Kansas State University sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Kansas State University diverges from peer averages
- Return on Assets leads the peer set - 0.62% here, 0.62% peer average (+0.00 pp).
- Loan-to-Share Ratio trails the peer set - 64.10% here, 72.20% peer average (-8.10 pp).
Where Kansas State University sits in Kansas
- In Kansas, health place is #18 of 61 on the same NCUA-ratio sort used nationally.
- By total assets, Kansas State University is #13 of 61 in Kansas.
- Membership ranks #16 of 61 among Kansas CUs with a reported count (9,688 members).
- One place up in Kansas, Central Kansas Education (#17) ties at 87/100; one place down, ELLIS (#19) scores 85/100, 2 points lower.
Kansas State University Call Report trajectory
Kansas State University: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.8% from $139.9M (2025Q4) to $141.1M (2026Q1).
- Net-worth ratio shifted +0.04 pp (10.71% → 10.75%).
This credit union's 10.75% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Kansas State University gives up 13 points in total. Member Growth costs the most, 6.7 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.7 pts
- Return on Assets 15.0 pts
- Member Growth 8.3 pts
- Loan-to-Share Ratio 14.0 pts
Call Report ratios for Kansas State University
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.75% | -1.36 pp |
| Delinquency Rate | 1.04% | +0.15 pp |
| Return on Assets | 0.62% | +0.00 pp |
| Member Growth | -0.39% | - |
| Loan-to-Share Ratio | 64.10% | -8.10 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Kansas State University
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $141.1M | - |
| 2025Q4 | $139.9M | 9,688 |
| 2024Q4 | $132.1M | 9,726 |
| 2023Q4 | $120.6M | 9,741 |
Credit Union Details
- Charter Number
- 5257
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Kansas
- City
- Manhattan
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Kansas State University runs 4 offices in 3 different cities.
| Office | City |
|---|---|
| East Office (Main Office) | Manhattan, KS |
| Enterprise | Enterprise, KS |
| West Office | Manhattan, KS |
| Wamego Branch | Wamego, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Kansas State University ranks #1,681 of 4,374 nationally on financial health and #18 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Emporia State is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Emporia State
Frequently Asked Questions
Is Kansas State University financially healthy?
On its 2025Q4 NCUA 5300 filing, Kansas State University scores 87/100 (Excellent), with a 10.75% net worth ratio and 1.04% of loans delinquent. It ranks #1,681 of 4,374 nationally on health and #18 of 61 in Kansas.
How does Kansas State University compare to other credit unions?
Kansas State University scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is return on assets (0.62% vs 0.62%). Its widest shortfall is loan-to-share ratio (64.10% vs 72.20%).
How can I join Kansas State University?
Kansas State University operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Kansas State University directly for the exact boundaries and application steps.
Is my money safe at Kansas State University?
Kansas State University is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kansas State University's net worth ratio of 10.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.