Federal credit union · Manhattan, Kansas · NCUA charter #5257
Kansas State University
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $139.9M
- Total assets
- 9,688
- Members
- 10.8%
- Net-worth ratio
Kansas State University scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $139.9M; members 9,688; net-worth ratio 10.75%; health rank #1,681 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,681 of 4,374 health · 2025Q4Kansas State University · health 87/100 · $139.9M · 2025Q4
- NW 87/100
- DELQ 10.8%
- ROA 1.04%
- ASSETS 0.62%
- MEM $139.9M
- RANK 9,688
- PHOTO #1,681/4,374
- BOOK FINANCIALEDGE
- CHARTER 5257
Call Report peers
Kansas State University in the assets neighbourhood
Kansas State University's $139.9M assets sit next to FINANCIALEDGE ($139.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Kansas State University vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Kansas State University - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #5257: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Kansas State University diverges from peer averages
- Return on Assets leads the peer set - 0.62% here, 0.62% peer average (+0.00 pp).
- Loan-to-Share Ratio trails the peer set - 64.10% here, 72.20% peer average (-8.10 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Kansas State University sits in Kansas
- In Kansas, health place is #18 of 61 on the same NCUA-ratio sort used nationally.
- By total assets, Kansas State University is #13 of 61 in Kansas.
- Membership ranks #16 of 61 among Kansas CUs with a reported count (9,688 members).
In-state ordinals use the live credit_unions table for KS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Kansas State University Call Report trajectory
Kansas State University: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.8% from $139.9M (2025Q4) to $141.1M (2026Q1).
- Net-worth ratio shifted +0.04 pp (10.71% → 10.75%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.75% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.7 pts
- Return on Assets 15.0 pts
- Member Growth 8.3 pts
- Loan-to-Share Ratio 14.0 pts
Call Report ratios for Kansas State University
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.75% | -1.36 pp |
| Delinquency Rate | 1.04% | +0.15 pp |
| Return on Assets | 0.62% | +0.00 pp |
| Member Growth | -0.39% | - |
| Loan-to-Share Ratio | 64.10% | -8.10 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - Kansas State University
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $141.1M | - |
| 2025Q4 | $139.9M | 9,688 |
| 2024Q4 | $132.1M | 9,726 |
| 2023Q4 | $120.6M | 9,741 |
Credit Union Details
- Charter Number
- 5257
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Kansas
- City
- Manhattan
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Kansas State University runs 4 offices in 3 different cities.
| Office | City |
|---|---|
| East Office (Main Office) | Manhattan, KS |
| Enterprise | Enterprise, KS |
| West Office | Manhattan, KS |
| Wamego Branch | Wamego, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Kansas State University - kept outside Kansas; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($139.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Kansas State University ranks #1,681 of 4,374 nationally on financial health and #18 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Emporia State is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Emporia State
- Rates and health both vary by institution, not just by state -- see how Kansas credit unions compare overall before assuming this one is typical. Kansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Kansas State University financially healthy?
Kansas State University scores 87/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,681 of 4,374; by total assets it ranks #1,544 of 4,374 nationally (same basis as /rankings/largest); and #13 of 61 within Kansas. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 10.75% net worth ratio and a 1.04% delinquency rate.
How does Kansas State University compare to other credit unions?
PlainCU's health composite puts Kansas State University at 87/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Kansas State University?
Kansas State University operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Kansas State University directly for the exact boundaries and application steps.
Is my money safe at Kansas State University?
Federal credit unions like Kansas State University are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kansas State University's net worth ratio of 10.75% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Kansas State University offer compared to banks?
Credit unions like Kansas State University are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Kansas State University directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.