State credit union · Bettendorf, Iowa · NCUA charter #63268
ASCENTRA
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $575.2M
- Total assets
- 43,245
- Members
- 10.1%
- Net-worth ratio
ASCENTRA scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $575.2M; members 43,245; net-worth ratio 10.07%; health rank #1,149 of 4,374; healthier than 73rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,149 of 4,374 health · 2025Q4ASCENTRA · health 90/100 · $575.2M · 2025Q4
Call Report peers
ASCENTRA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ASCENTRA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ASCENTRA sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for ASCENTRA
- Largest favorable gap: Loan-to-Share Ratio at 84.88% vs peer 83.90% (+0.98 pp).
- Net Worth Ratio trails the peer set - 10.07% here, 11.18% peer average (-1.11 pp).
Where ASCENTRA sits in Iowa
- Iowa health ordinal: #19 of 66.
- By total assets, ASCENTRA is #10 of 66 in Iowa.
- Membership ranks #8 of 66 among Iowa CUs with a reported count (43,245 members).
- One place up in Iowa, Waterloo Firemen's (#18) ties at 90/100; one place down, Members1st Community (#20) ties at 90/100.
How ASCENTRA's 5300 filing moved
ASCENTRA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.1% from $575.2M (2025Q4) to $593.2M (2026Q1).
- Net-worth ratio shifted -0.18 pp (10.25% → 10.07%).
This credit union's 10.07% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 90/100 score is built
ASCENTRA gives up 10 points in total. Member Growth costs the most, 4.6 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.1 pts
- Return on Assets 13.6 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 14.9 pts
Call Report ratios for ASCENTRA
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.07% | -1.11 pp |
| Delinquency Rate | 0.89% | +0.01 pp |
| Return on Assets | 0.41% | -0.10 pp |
| Member Growth | 1.21% | - |
| Loan-to-Share Ratio | 84.88% | +0.98 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
ASCENTRA quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $593.2M | - |
| 2025Q4 | $575.2M | 43,245 |
| 2024Q4 | $543.9M | 42,730 |
| 2023Q4 | $534.1M | 42,903 |
Credit Union Details
- Charter Number
- 63268
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Iowa
- City
- Bettendorf
- Data Quarter
- 2025Q4
Branch Locations (9)
ASCENTRA operates 9 offices across 5 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Grant Street (Main Office) | Bettendorf, IA |
| East 53rd | Bettendorf, IA |
| South 14th | Clinton, IA |
| North 2nd | Clinton, IA |
| West 53rd | Davenport, IA |
| West 3rd | Davenport, IA |
| Central Davenport | Davenport, IA |
| Moline | Moline, IL |
| Muscatine | Muscatine, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for ASCENTRA
Using this data
- ASCENTRA ranks #1,149 of 4,374 nationally on financial health and #19 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Greater Iowa is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Greater Iowa
Frequently Asked Questions
Is ASCENTRA financially healthy?
On its 2025Q4 NCUA 5300 filing, ASCENTRA scores 90/100 (Excellent), with a 10.07% net worth ratio and 0.89% of loans delinquent. It ranks #1,149 of 4,374 nationally on health and #19 of 66 in Iowa.
How does ASCENTRA compare to other credit unions?
ASCENTRA scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (84.88% vs 83.90%). Its widest shortfall is net worth ratio (10.07% vs 11.18%).
How can I join ASCENTRA?
Membership eligibility for ASCENTRA depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ASCENTRA directly for current membership requirements and application steps.
Is my money safe at ASCENTRA?
ASCENTRA is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ASCENTRA's net worth ratio of 10.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.