State credit union · Des Moines, Iowa · NCUA charter #62878
Capitol View
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $46.0M
- Total assets
- 1,759
- Members
- 18.5%
- Net-worth ratio
Capitol View scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $46.0M; members 1,759; net-worth ratio 18.54%; health rank #1,038 of 4,374; healthier than 73rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,038 of 4,374 health · 2025Q4Capitol View · health 90/100 · $46.0M · 2025Q4
- HEALTH 90/100
- NW 18.5%
- DELQ 0.12%
- ROA 1.53%
- ASSETS $46.0M
- MEM 1,759
- RANK #1,038/4,374
- PHOTO MIAMI
- BOOK 62878
Call Report peers
Capitol View in the assets neighbourhood
Capitol View's $46.0M assets sit next to MIAMI ($46.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Capitol View vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Capitol View - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #62878, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Capitol View: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 68.20% vs peer 59.80% (+8.40 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Capitol View sits in Iowa
- In Iowa, health place is #16 of 66 on the same NCUA-ratio sort used nationally.
- By total assets, Capitol View is #39 of 66 in Iowa.
- Iowa membership ordinal: #47 of 66.
In-state ordinals use the live credit_unions table for IA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Capitol View
Capitol View: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.5% from $46.0M (2025Q4) to $46.7M (2026Q1).
- Net-worth ratio shifted -0.10 pp (18.64% → 18.54%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 18.54%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 90/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 90.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.1 pts
- Loan-to-Share Ratio 14.9 pts
Capitol View health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.54% | +3.68 pp |
| Delinquency Rate | 0.12% | -1.02 pp |
| Return on Assets | 1.53% | +0.82 pp |
| Member Growth | -2.17% | - |
| Loan-to-Share Ratio | 68.20% | +8.40 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Capitol View
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $46.7M | - |
| 2025Q4 | $46.0M | 1,759 |
| 2024Q4 | $44.5M | 1,798 |
| 2023Q4 | $43.6M | 1,841 |
Credit Union Details
- Charter Number
- 62878
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Iowa
- City
- Des Moines
- Data Quarter
- 2025Q4
Branch Location
Capitol View operates a single office in Des Moines, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main office (Main Office) | Des Moines, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Capitol View
Capitol View's nationwide photo peers by assets and by health score, excluding Iowa charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($46.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (90/100 here).
Using this data
- Capitol View ranks #1,038 of 4,374 nationally on financial health and #16 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Sioux Valley Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Sioux Valley Community
- Rates and health both vary by institution, not just by state -- see how Iowa credit unions compare overall before assuming this one is typical. Iowa state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Capitol View financially healthy?
Capitol View scores 90/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,038 of 4,374; by total assets it ranks #2,465 of 4,374 nationally (same basis as /rankings/largest); and #39 of 66 within Iowa. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 18.54% net worth ratio and a 0.12% delinquency rate.
How does Capitol View compare to other credit unions?
Capitol View scores 90/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Capitol View?
Membership eligibility for Capitol View depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Capitol View directly for current membership requirements and application steps.
Is my money safe at Capitol View?
Federal credit unions like Capitol View are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Capitol View's net worth ratio of 18.54% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Capitol View offer compared to banks?
Credit unions like Capitol View are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Capitol View directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.