State credit union · Leavenworth, Kansas · NCUA charter #63201
Frontier Community
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $204.6M
- Total assets
- 18,305
- Members
- 9.2%
- Net-worth ratio
Frontier Community scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $204.6M; members 18,305; net-worth ratio 9.17%; health rank #3,361 of 4,374; healthier than 23rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,361 of 4,374 health · 2025Q4Frontier Community · health 74/100 · $204.6M · 2025Q4
Call Report peers
Frontier Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Frontier Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Frontier Community sits in 70-74 with 317 others.
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Frontier Community diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 83.81% vs peer 72.20% (+11.61 pp).
- Largest lag: Net Worth Ratio at 9.17% vs peer 12.11% (-2.94 pp).
Kansas standing for Frontier Community
- Kansas health ordinal: #44 of 61.
- Assets rank #11 of 61 inside Kansas ($204.6M reported).
- Member book place in Kansas: #11 of 61.
- One place up in Kansas, SKYWARD (#43) ties at 74/100; one place down, CAMPUS (#45) scores 73/100, 1 point lower.
Frontier Community Call Report trajectory
Frontier Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $204.6M (2025Q4) to $207.9M (2026Q1).
- Net-worth ratio shifted -0.08 pp (9.25% → 9.17%).
At 9.17%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 74/100 score is built
Frontier Community gives up 26 points in total. Return on Assets costs the most, 13.4 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 27.9 pts
- Delinquency Rate 19.1 pts
- Return on Assets 1.6 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 15.5 pts
Frontier Community vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.17% | -2.94 pp |
| Delinquency Rate | 1.12% | +0.23 pp |
| Return on Assets | -0.33% | -0.95 pp |
| Member Growth | 0.77% | - |
| Loan-to-Share Ratio | 83.81% | +11.61 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Frontier Community quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $207.9M | - |
| 2025Q4 | $204.6M | 18,305 |
| 2024Q4 | $200.9M | 18,165 |
| 2023Q4 | $209.2M | 17,748 |
Credit Union Details
- Charter Number
- 63201
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Kansas
- City
- Leavenworth
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Frontier Community runs 4 offices in 4 different cities.
| Office | City |
|---|---|
| Main - Eisenhower (Main Office) | Leavenworth, KS |
| Atchison | Atchison, KS |
| Branch - Fort | Fort Leavenworth, KS |
| South Gardner | Gardner, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
More federally-insured credit unions based in Kansas, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Frontier Community ranks #3,361 of 4,374 nationally on financial health and #44 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- White Eagle is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with White Eagle
Frequently Asked Questions
Is Frontier Community financially healthy?
Frontier Community has a financial health score of 74/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,361 of 4,374 nationally on health and #44 of 61 in Kansas. Its net worth ratio is 9.17% and its delinquency rate 1.12%.
How does Frontier Community compare to other credit unions?
Frontier Community scores 74/100, higher than 23% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (83.81% vs 72.20%). Its widest shortfall is net worth ratio (9.17% vs 12.11%).
How can I join Frontier Community?
Membership eligibility for Frontier Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Frontier Community directly for current membership requirements and application steps.
Is my money safe at Frontier Community?
Frontier Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Frontier Community's net worth ratio of 9.17% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.