State credit union · Burbank, California · NCUA charter #64893
Universal City Studios
Health score 61/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 61
- Health / 100
- $71.2M
- Total assets
- 5,287
- Members
- 8.3%
- Net-worth ratio
Universal City Studios scores 61/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $71.2M; members 5,287; net-worth ratio 8.28%; health rank #4,038 of 4,374; healthier than 8th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,038 of 4,374 health · 2025Q4Universal City Studios · health 61/100 · $71.2M · 2025Q4
- CAMELS 61/100
- HEALTH 8.3%
- NW 1.35%
- DELQ -0.16%
- ROA $71.2M
- ASSETS 5,287
- MEM #4,038/4,374
- RANK FOUNDATION
- PHOTO 64893
Call Report peers
Universal City Studios in the assets neighbourhood
Universal City Studios's $71.2M assets sit next to FOUNDATION ($71.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Universal City Studios vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
61 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Universal City Studios - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #64893: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Peer-gap read for Universal City Studios
- Largest favorable gap: Loan-to-Share Ratio at 76.64% vs peer 62.60% (+14.04 pp).
- Largest lag: Net Worth Ratio at 8.28% vs peer 13.62% (-5.34 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Universal City Studios sits in California
- California health ordinal: #232 of 243.
- California assets place: #172 of 243.
- Membership ranks #153 of 243 among California CUs with a reported count (5,287 members).
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Universal City Studios
Universal City Studios: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.9% from $71.2M (2025Q4) to $71.8M (2026Q1).
- Net-worth ratio shifted -0.54 pp (8.82% → 8.28%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
8.28% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 61/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 61.
- Net Worth Ratio 25.7 pts
- Delinquency Rate 17.4 pts
- Return on Assets 3.1 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.28% | -5.34 pp |
| Delinquency Rate | 1.35% | +0.39 pp |
| Return on Assets | -0.16% | -0.82 pp |
| Member Growth | -8.50% | - |
| Loan-to-Share Ratio | 76.64% | +14.04 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Universal City Studios filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $71.8M | - |
| 2025Q4 | $71.2M | 5,287 |
| 2024Q4 | $74.0M | 5,778 |
| 2023Q4 | $76.7M | 5,763 |
Credit Union Details
- Charter Number
- 64893
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- California
- City
- Burbank
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Universal City Studios runs 4 offices in 4 different cities across 2 states.
| Office | City |
|---|---|
| 175 E Olive Avenue Burbank CA 91502-1823 (Main Office) | Burbank, CA |
| Disaster Recovery data center Jack Henry | Lenexa, KS |
| Symitar, A Jack Henry Companry - Centurion Disaster Recovery | San Diego, CA |
| Universal Lot Branch | Universal City, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Universal City Studios nationwide neighbourhoods
Two NCUA Call Report peer sets for Universal City Studios, both outside California so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($71.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (61/100 here).
Using this data
- Universal City Studios ranks #4,038 of 4,374 nationally on financial health and #232 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BOPTI is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BOPTI
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Universal City Studios financially healthy?
Yes/no aside, the number is 61/100 (Good) - Universal City Studios's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,038 of 4,374; by total assets it ranks #2,122 of 4,374 nationally (same basis as /rankings/largest); and #172 of 243 within California. Above 80 reads excellent, below 50 warrants closer monitoring; a 8.28% net worth ratio and 1.35% delinquency rate are the key drivers.
How does Universal City Studios compare to other credit unions?
Universal City Studios scores 61/100 on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Universal City Studios?
Membership eligibility for Universal City Studios depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Universal City Studios directly for current membership requirements and application steps.
Is my money safe at Universal City Studios?
Federal credit unions like Universal City Studios are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Universal City Studios's net worth ratio of 8.28% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Universal City Studios offer compared to banks?
Credit unions like Universal City Studios are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Universal City Studios directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.