State credit union · Oregon City, Oregon · NCUA charter #65644
Rivermark Community
Health score 61/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 61
- Health / 100
- $3.15B
- Total assets
- 174,887
- Members
- 10.6%
- Net-worth ratio
Rivermark Community scores 61/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.15B; members 174,887; net-worth ratio 10.62%; health rank #4,032 of 4,374; healthier than 8th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,032 of 4,374 health · 2025Q4Rivermark Community · health 61/100 · $3.15B · 2025Q4
- BOOK 61/100
- CHARTER 10.6%
- NCUSIF 2.46%
- CAMELS -0.23%
- HEALTH $3.15B
- NW 174,887
- DELQ #4,032/4,374
- ROA EASTRISE
- ASSETS 65644
Call Report peers
Rivermark Community in the assets neighbourhood
Rivermark Community's $3.15B assets sit next to EASTRISE ($3.17B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Rivermark Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
61 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Rivermark Community - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #65644: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Rivermark Community vs Over $500M peers
- Loan-to-Share Ratio trails the peer set - 76.83% here, 83.90% peer average (-7.07 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Rivermark Community sits in Oregon
- Oregon health ordinal: #47 of 48.
- Oregon assets place: #4 of 48.
- Membership ranks #4 of 48 among Oregon CUs with a reported count (174,887 members).
In-state ordinals use the live credit_unions table for OR only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Rivermark Community
Rivermark Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.8% from $3.15B (2025Q4) to $3.24B (2026Q1).
- Net-worth ratio shifted -0.14 pp (10.76% → 10.62%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.62% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 61/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 61.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.6 pts
- Return on Assets 2.4 pts
- Member Growth 4.1 pts
- Loan-to-Share Ratio 14.9 pts
Call Report ratios for Rivermark Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.62% | -0.56 pp |
| Delinquency Rate | 2.46% | +1.58 pp |
| Return on Assets | -0.23% | -0.74 pp |
| Member Growth | -2.74% | - |
| Loan-to-Share Ratio | 76.83% | -7.07 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Rivermark Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.24B | - |
| 2025Q4 | $3.15B | 174,887 |
| 2024Q4 | $3.33B | 179,805 |
| 2023Q4 | $1.45B | 90,796 |
Credit Union Details
- Charter Number
- 65644
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Oregon
- City
- Oregon City
- Data Quarter
- 2025Q4
Branch Locations (21)
Per its most recent NCUA branch filing, Rivermark Community runs 21 offices in 13 different cities across 2 states.
| Office | City |
|---|---|
| Oregon City HQ (Main Office) | Oregon City, OR |
| Cedar Hills Branch | Beaverton, OR |
| Progress Ridge Branch | Beaverton, OR |
| Gresham Station Branch | Gresham, OR |
| East Gresham Branch | Gresham, OR |
| Happy Valley Branch | Happy Valley, OR |
| Hillsboro Branch | Hillsboro, OR |
| Maupin Branch | Maupin, OR |
| Newberg Video Teller Kiosk | Newberg, OR |
| Hawthorne Branch | Portland, OR |
| Hollywood Branch | Portland, OR |
| Belmont Branch | Portland, OR |
| Downtown Branch | Portland, OR |
| Fremont Branch | Portland, OR |
| Lombard Branch | Portland, OR |
| Woodstock Branch | Portland, OR |
| The Dalles Branch | The Dalles, OR |
| Scholls Ferry Branch | Tigard, OR |
| Tualatin Branch | Tualatin, OR |
| Fruit Valley Branch | Vancouver, WA |
| West Linn Branch | West Linn, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
Other federally-insured credit unions in Oregon, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Rivermark Community - kept outside Oregon; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($3.15B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (61/100 here).
Using this data
- Rivermark Community ranks #4,032 of 4,374 nationally on financial health and #47 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Selco Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Selco Community
- Rates and health both vary by institution, not just by state -- see how Oregon credit unions compare overall before assuming this one is typical. Oregon state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Rivermark Community financially healthy?
Rivermark Community scores 61/100 (Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,032 of 4,374; by total assets it ranks #158 of 4,374 nationally (same basis as /rankings/largest); and #4 of 48 within Oregon. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 10.62% net worth ratio and a 2.46% delinquency rate.
How does Rivermark Community compare to other credit unions?
PlainCU's health composite puts Rivermark Community at 61/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Rivermark Community?
Membership eligibility for Rivermark Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Rivermark Community directly for current membership requirements and application steps.
Is my money safe at Rivermark Community?
Federal credit unions like Rivermark Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Rivermark Community's net worth ratio of 10.62% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Rivermark Community offer compared to banks?
Credit unions like Rivermark Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Rivermark Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.