Federal credit union · Torrance, California · NCUA charter #14650
PARISHIONERS
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $68.7M
- Total assets
- 3,337
- Members
- 8.9%
- Net-worth ratio
PARISHIONERS scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $68.7M; members 3,337; net-worth ratio 8.87%; health rank #3,726 of 4,374; healthier than 15th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,726 of 4,374 health · 2025Q4PARISHIONERS · health 68/100 · $68.7M · 2025Q4
Call Report peers
PARISHIONERS in the assets neighbourhood
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PARISHIONERS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); PARISHIONERS sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
PARISHIONERS vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +25.98 pp (88.58% vs 62.60%).
- Widest shortfall vs peers is Net Worth Ratio: -4.75 pp (8.87% vs 13.62%).
PARISHIONERS: in-state Call Report ranks
- Health composite ranks #216 of 243 among scored California credit unions.
- California assets place: #174 of 243.
- Member book place in California: #176 of 243.
- One place up in California, Atchison Village (#215) ties at 68/100; one place down, THINKWISE (#217) ties at 68/100.
PARISHIONERS Call Report trajectory
PARISHIONERS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.3% from $68.7M (2025Q4) to $67.2M (2026Q1).
- Net-worth ratio shifted +0.43 pp (8.44% → 8.87%).
At 8.87%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 68/100 score is built
PARISHIONERS gives up 32 points in total. Member Growth costs the most, 15 of its 15; Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 27.2 pts
- Delinquency Rate 10.3 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.5 pts
Call Report ratios for PARISHIONERS
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.87% | -4.75 pp |
| Delinquency Rate | 2.35% | +1.38 pp |
| Return on Assets | 1.03% | +0.38 pp |
| Member Growth | -5.95% | - |
| Loan-to-Share Ratio | 88.58% | +25.98 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - PARISHIONERS
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $67.2M | - |
| 2025Q4 | $68.7M | 3,337 |
| 2024Q4 | $61.1M | 3,548 |
| 2023Q4 | $62.9M | 3,377 |
Credit Union Details
- Charter Number
- 14650
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- California
- City
- Torrance
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, PARISHIONERS runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Torrance, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Cross-state Call Report peers for PARISHIONERS
Using this data
- PARISHIONERS ranks #3,726 of 4,374 nationally on financial health and #216 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BOPTI is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BOPTI
Frequently Asked Questions
Is PARISHIONERS financially healthy?
PARISHIONERS has a financial health score of 68/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,726 of 4,374 nationally on health and #216 of 243 in California. Its net worth ratio is 8.87% and its delinquency rate 2.35%.
How does PARISHIONERS compare to other credit unions?
PARISHIONERS scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (88.58% vs 62.60%). Its widest shortfall is net worth ratio (8.87% vs 13.62%).
How can I join PARISHIONERS?
PARISHIONERS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PARISHIONERS directly for the exact boundaries and application steps.
Is my money safe at PARISHIONERS?
PARISHIONERS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PARISHIONERS's net worth ratio of 8.87% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.