State credit union · Temple, Texas · NCUA charter #67612
Scott and White Employees
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $71.0M
- Total assets
- 4,666
- Members
- 18.9%
- Net-worth ratio
Scott and White Employees scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $71.0M; members 4,666; net-worth ratio 18.94%; health rank #318 of 4,374; healthier than 90th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#318 of 4,374 health · 2025Q4Scott and White Employees · health 95/100 · $71.0M · 2025Q4
Call Report peers
Scott and White Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Scott and White Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Scott and White Employees sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Scott and White Employees diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 18.94% vs peer 13.62% (+5.32 pp).
Where Scott and White Employees sits in Texas
- In Texas, health place is #29 of 386 on the same NCUA-ratio sort used nationally.
- By total assets, Scott and White Employees is #173 of 386 in Texas.
- Texas membership ordinal: #183 of 386.
- One place up in Texas, Corpus Christi Postal Employees (#28) ties at 95/100; one place down, Houston Police (#30) ties at 95/100.
How Scott and White Employees's 5300 filing moved
Scott and White Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.0% from $71.0M (2025Q4) to $73.2M (2026Q1).
- Net-worth ratio shifted +1.48 pp (17.46% → 18.94%).
At 18.94%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 95/100 score is built
Scott and White Employees gives up 5 points in total. Member Growth costs the most, 4.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.6 pts
- Loan-to-Share Ratio 14.4 pts
Call Report ratios for Scott and White Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.94% | +5.32 pp |
| Delinquency Rate | 0.35% | -0.61 pp |
| Return on Assets | 2.40% | +1.74 pp |
| Member Growth | 1.32% | - |
| Loan-to-Share Ratio | 67.23% | +4.63 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Scott and White Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $73.2M | - |
| 2025Q4 | $71.0M | 4,666 |
| 2024Q4 | $70.4M | 4,605 |
| 2023Q4 | $67.6M | 4,622 |
Credit Union Details
- Charter Number
- 67612
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Texas
- City
- Temple
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Scott and White Employees.
| Office | City |
|---|---|
| Scott & White Empolyees Credit Union (Main Office) | Temple, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Other-state peers near Scott and White Employees
Similar total assets
Similar health score
Using this data
- Scott and White Employees ranks #318 of 4,374 nationally on financial health and #29 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Service 1st is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Service 1st
Frequently Asked Questions
Is Scott and White Employees financially healthy?
Scott and White Employees has a financial health score of 95/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #318 of 4,374 nationally on health and #29 of 386 in Texas. Its net worth ratio is 18.94% and its delinquency rate 0.35%.
How does Scott and White Employees compare to other credit unions?
Scott and White Employees scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (18.94% vs 13.62%).
How can I join Scott and White Employees?
Membership eligibility for Scott and White Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Scott and White Employees directly for current membership requirements and application steps.
Is my money safe at Scott and White Employees?
Scott and White Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Scott and White Employees's net worth ratio of 18.94% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.