State credit union · OVERLAND PARK, Kansas · NCUA charter #63598

B&V

Health score 61/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.

61
Health / 100
$41.9M
Total assets
4,464
Members
18.6%
Net-worth ratio

B&V scores 61/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $41.9M; members 4,464; net-worth ratio 18.57%; health rank #4,019 of 4,374; healthier than 8th of scored peers.

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#4,019 of 4,374 health · 2025Q4

B&V · health 61/100 · $41.9M · 2025Q4

B&V in the assets neighbourhood

Auto-Owners Associates$42.0MCabot Community$42.0MNew Horizon$42.0MBCM$41.9MB&V (this)$41.9MPort City$41.8M
Nearest other-state credit unions by total assets (NCUA 5300)

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B&V vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); B&V sits in 60-64 with 179 others.

61 8th percentile higher than 8% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

B&V: Call Report deltas vs peers

  • Largest favorable gap: Net Worth Ratio at 18.57% vs peer 14.86% (+3.71 pp).
  • Largest lag: Loan-to-Share Ratio at 42.78% vs peer 59.80% (-17.02 pp).

B&V: in-state Call Report ranks

  • Kansas health ordinal: #56 of 61.
  • Kansas assets place: #28 of 61.
  • Member book place in Kansas: #23 of 61.
  • One place up in Kansas, MID-KANSAS (#55) scores 64/100, 3 points higher; one place down, C & R (#57) scores 58/100, 3 points lower.

Quarter path for B&V

B&V: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

40,000,00045,000,00050,000,00055,000,000 2023Q42024Q42025Q42026Q1 52,596,799 43,028,211 ▼ -18.2%
  • Assets moved +2.7% from $41.9M (2025Q4) to $43.0M (2026Q1).
  • Net-worth ratio shifted -0.01 pp (18.58% → 18.57%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

This credit union's 18.57% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 61/100 score is built

B&V gives up 39 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio scores full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 20.7 pts
  • Return on Assets 0.0 pts
  • Member Growth 0.0 pts
  • Loan-to-Share Ratio 10.3 pts

B&V health metrics

Metric Value vs peer
Net Worth Ratio 18.57% +3.71 pp
Delinquency Rate 0.93% -0.21 pp
Return on Assets -0.73% -1.44 pp
Member Growth -5.44% -
Loan-to-Share Ratio 42.78% -17.02 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

B&V quarterly book

Quarter Assets Members
2026Q1 $43.0M -
2025Q4 $41.9M 4,464
2024Q4 $46.7M 4,721
2023Q4 $52.6M 4,847

Credit Union Details

Charter Number
63598
Type
State
Field of Membership
Other
Peer Group
$10M–$50M
State
Kansas
City
OVERLAND PARK
Data Quarter
2025Q4

Branch Locations (3)

B&V operates 3 offices across 3 cities, spanning 3 states, per its most recent NCUA branch filing.

Office City
B & V Credit Union (Main Office) Overland Park, KS
Black & Veatch Kansas City, MO
Fiserv Salt Lake City, UT

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Kansas

More federally-insured credit unions based in Kansas, ordered by peer group match and asset size.

Compare B&V vs CAMPUS

Nationwide credit unions with similar profiles

Using this data

  • B&V ranks #4,019 of 4,374 nationally on financial health and #56 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • CAMPUS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CAMPUS

Frequently Asked Questions

Is B&V financially healthy?

B&V has a financial health score of 61/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,019 of 4,374 nationally on health and #56 of 61 in Kansas. Its net worth ratio is 18.57% and its delinquency rate 0.93%.

How does B&V compare to other credit unions?

B&V scores 61/100, higher than 8% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (18.57% vs 14.86%). Its widest shortfall is loan-to-share ratio (42.78% vs 59.80%).

How can I join B&V?

Membership eligibility for B&V depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact B&V directly for current membership requirements and application steps.

Is my money safe at B&V?

B&V is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. B&V's net worth ratio of 18.57% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for B&V. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.