State credit union · Mesquite, Texas · NCUA charter #67436
MESQUITE
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $40.6M
- Total assets
- 2,888
- Members
- 10.7%
- Net-worth ratio
MESQUITE scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $40.6M; members 2,888; net-worth ratio 10.67%; health rank #1,485 of 4,374; healthier than 65th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,485 of 4,374 health · 2025Q4MESQUITE · health 88/100 · $40.6M · 2025Q4
Call Report peers
MESQUITE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MESQUITE vs every NCUA-scored credit union
MESQUITE sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
MESQUITE: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 73.08% here, 59.80% peer average (+13.28 pp).
- Net Worth Ratio trails the peer set - 10.67% here, 14.86% peer average (-4.19 pp).
Where MESQUITE sits in Texas
- Health composite ranks #140 of 386 among scored Texas credit unions.
- By total assets, MESQUITE is #204 of 386 in Texas.
- Texas membership ordinal: #218 of 386.
- One place up in Texas, Associated Credit Union of Texas (#139) ties at 88/100; one place down, FIRSTLIGHT (#141) ties at 88/100.
Quarter path for MESQUITE
MESQUITE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.0% from $40.6M (2025Q4) to $41.0M (2026Q1).
- Net-worth ratio shifted +0.12 pp (10.55% → 10.67%).
At 10.67%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 88/100 score is built
MESQUITE gives up 12 points in total. Member Growth costs the most, 11.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.2 pts
- Loan-to-Share Ratio 14.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.67% | -4.19 pp |
| Delinquency Rate | 0.13% | -1.02 pp |
| Return on Assets | 0.98% | +0.28 pp |
| Member Growth | -3.22% | - |
| Loan-to-Share Ratio | 73.08% | +13.28 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
MESQUITE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $41.0M | - |
| 2025Q4 | $40.6M | 2,888 |
| 2024Q4 | $39.8M | 2,984 |
| 2023Q4 | $40.4M | 3,157 |
Credit Union Details
- Charter Number
- 67436
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Mesquite
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, MESQUITE runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Mesquite, TX |
| America's Credit Union | Lancaster, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Cross-state Call Report peers for MESQUITE
Using this data
- MESQUITE ranks #1,485 of 4,374 nationally on financial health and #140 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- KEYSTONE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with KEYSTONE
Frequently Asked Questions
Is MESQUITE financially healthy?
MESQUITE has a financial health score of 88/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,485 of 4,374 nationally on health and #140 of 386 in Texas. Its net worth ratio is 10.67% and its delinquency rate 0.13%.
How does MESQUITE compare to other credit unions?
MESQUITE scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (73.08% vs 59.80%). Its widest shortfall is net worth ratio (10.67% vs 14.86%).
How can I join MESQUITE?
Membership eligibility for MESQUITE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact MESQUITE directly for current membership requirements and application steps.
Is my money safe at MESQUITE?
MESQUITE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MESQUITE's net worth ratio of 10.67% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.