State credit union · KNOXVILLE, Tennessee · NCUA charter #67778
City Employees
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $119.1M
- Total assets
- 8,467
- Members
- 22.3%
- Net-worth ratio
City Employees scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $119.1M; members 8,467; net-worth ratio 22.25%; health rank #565 of 4,374; healthier than 84th of scored peers.
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NCUA 5300 Call Report Masthead
#565 of 4,374 health · 2025Q4City Employees · health 93/100 · $119.1M · 2025Q4
Call Report peers
City Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
City Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); City Employees sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
City Employees: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +10.14 pp (22.25% vs 12.11%).
- Largest lag: Loan-to-Share Ratio at 69.71% vs peer 72.20% (-2.49 pp).
Tennessee standing for City Employees
- Tennessee health ordinal: #22 of 127.
- By total assets, City Employees is #39 of 127 in Tennessee.
- Member book place in Tennessee: #37 of 127.
- One place up in Tennessee, First South Financial (#21) ties at 93/100; one place down, Leaders Credit Union (#23) ties at 93/100.
City Employees Call Report trajectory
City Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.8% from $119.1M (2025Q4) to $116.9M (2026Q1).
- Net-worth ratio shifted +0.62 pp (21.63% → 22.25%).
At 22.25%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
City Employees gives up 7 points in total. Member Growth costs the most, 6.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.2 pts
- Loan-to-Share Ratio 14.8 pts
City Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.25% | +10.14 pp |
| Delinquency Rate | 0.42% | -0.47 pp |
| Return on Assets | 2.01% | +1.38 pp |
| Member Growth | -0.44% | - |
| Loan-to-Share Ratio | 69.71% | -2.49 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
City Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $116.9M | - |
| 2025Q4 | $119.1M | 8,467 |
| 2024Q4 | $114.3M | 8,504 |
| 2023Q4 | $111.5M | 8,607 |
Credit Union Details
- Charter Number
- 67778
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Tennessee
- City
- KNOXVILLE
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, City Employees runs 4 offices.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | KNOXVILLE, TN |
| 640 BRANCH | KNOXVILLE, TN |
| FC BRANCH | KNOXVILLE, TN |
| WASHINGTON PK BRANCH | KNOXVILLE, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.
Other-state peers near City Employees
Using this data
- City Employees ranks #565 of 4,374 nationally on financial health and #22 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- L G & W is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with L G & W
Frequently Asked Questions
Is City Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, City Employees scores 93/100 (Excellent), with a 22.25% net worth ratio and 0.42% of loans delinquent. It ranks #565 of 4,374 nationally on health and #22 of 127 in Tennessee.
How does City Employees compare to other credit unions?
City Employees scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (22.25% vs 12.11%). Its widest shortfall is loan-to-share ratio (69.71% vs 72.20%).
How can I join City Employees?
Membership eligibility for City Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact City Employees directly for current membership requirements and application steps.
Is my money safe at City Employees?
City Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. City Employees's net worth ratio of 22.25% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.