State credit union · ODESSA, Texas · NCUA charter #67550
Southwest 66
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $112.3M
- Total assets
- 9,510
- Members
- 10.9%
- Net-worth ratio
Southwest 66 scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $112.3M; members 9,510; net-worth ratio 10.93%; health rank #963 of 4,374; healthier than 77th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#963 of 4,374 health · 2025Q4Southwest 66 · health 91/100 · $112.3M · 2025Q4
Call Report peers
Southwest 66 in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Southwest 66 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Southwest 66 sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Southwest 66 vs $100M–$500M peers
- Loan-to-Share Ratio leads the peer set - 77.60% here, 72.20% peer average (+5.40 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.18 pp (10.93% vs 12.11%).
Where Southwest 66 sits in Texas
- Health composite ranks #93 of 386 among scored Texas credit unions.
- Assets rank #139 of 386 inside Texas ($112.3M reported).
- Membership ranks #132 of 386 among Texas CUs with a reported count (9,510 members).
- One place up in Texas, Postel Family (#92) ties at 91/100; one place down, Sacred Heart Parish Hallettsville (#94) ties at 91/100.
Southwest 66 Call Report trajectory
Southwest 66: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $112.3M (2025Q4) to $114.4M (2026Q1).
- Net-worth ratio shifted -0.05 pp (10.98% → 10.93%).
This credit union's 10.93% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 91/100 score is built
Southwest 66 gives up 9 points in total. Member Growth costs the most, 6.6 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 14.6 pts
Southwest 66 health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.93% | -1.18 pp |
| Delinquency Rate | 0.70% | -0.19 pp |
| Return on Assets | 0.57% | -0.06 pp |
| Member Growth | -0.34% | - |
| Loan-to-Share Ratio | 77.60% | +5.40 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $114.4M | - |
| 2025Q4 | $112.3M | 9,510 |
| 2024Q4 | $105.2M | 9,542 |
| 2023Q4 | $103.1M | 9,015 |
Credit Union Details
- Charter Number
- 67550
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Texas
- City
- ODESSA
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Southwest 66 runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Main Branch (Main Office) | Odessa, TX |
| Midland Branch | Midland, TX |
| West Branch | Odessa, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Southwest 66 nationwide neighbourhoods
Similar total assets
Using this data
- Southwest 66 ranks #963 of 4,374 nationally on financial health and #93 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- VALLEY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with VALLEY
Frequently Asked Questions
Is Southwest 66 financially healthy?
Southwest 66 has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #963 of 4,374 nationally on health and #93 of 386 in Texas. Its net worth ratio is 10.93% and its delinquency rate 0.70%.
How does Southwest 66 compare to other credit unions?
Southwest 66 scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (77.60% vs 72.20%). Its widest shortfall is net worth ratio (10.93% vs 12.11%).
How can I join Southwest 66?
Membership eligibility for Southwest 66 depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Southwest 66 directly for current membership requirements and application steps.
Is my money safe at Southwest 66?
Southwest 66 is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Southwest 66's net worth ratio of 10.93% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.