State credit union · Casa Grande, Arizona · NCUA charter #64412
First American
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $112.7M
- Total assets
- 11,925
- Members
- 13.3%
- Net-worth ratio
First American scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $112.7M; members 11,925; net-worth ratio 13.31%; health rank #2,263 of 4,374; healthier than 46th of scored peers.
Federal Call Report extract
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First American vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); First American sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
First American vs $100M–$500M peers
- Largest favorable gap: Net Worth Ratio at 13.31% vs peer 12.11% (+1.20 pp).
- Loan-to-Share Ratio trails the peer set - 59.60% here, 72.20% peer average (-12.60 pp).
Arizona standing for First American
- In Arizona, health place is #20 of 33 on the same NCUA-ratio sort used nationally.
- Assets rank #21 of 33 inside Arizona ($112.7M reported).
- Membership ranks #20 of 33 among Arizona CUs with a reported count (11,925 members).
- One place up in Arizona, American Southwest (#19) scores 84/100, 1 point higher; one place down, BANNER (#21) ties at 83/100.
First American Call Report trajectory
First American: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.8% from $112.7M (2025Q4) to $111.8M (2026Q1).
- Net-worth ratio shifted +0.33 pp (12.98% → 13.31%).
This credit union's 13.31% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
First American gives up 17 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 13.0 pts
First American health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.31% | +1.20 pp |
| Delinquency Rate | 0.43% | -0.46 pp |
| Return on Assets | 1.64% | +1.01 pp |
| Member Growth | -12.57% | - |
| Loan-to-Share Ratio | 59.60% | -12.60 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
First American filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $111.8M | - |
| 2025Q4 | $112.7M | 11,925 |
| 2024Q4 | $113.6M | 13,640 |
| 2023Q4 | $117.5M | 13,531 |
Credit Union Details
- Charter Number
- 64412
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Arizona
- City
- Casa Grande
- Data Quarter
- 2025Q4
Branch Locations (3)
First American operates 3 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Pinal Branch/Corporate (Main Office) | Casa Grande, AZ |
| Sells Branch | Sells, AZ |
| Tse Bonito | Tse Bonito, NM |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arizona
Other federally-insured credit unions in Arizona, closest first by peer group and asset size.
Other-state peers near First American
Using this data
- First American ranks #2,263 of 4,374 nationally on financial health and #20 of 33 in AZ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COCONINO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COCONINO
Frequently Asked Questions
Is First American financially healthy?
First American has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,263 of 4,374 nationally on health and #20 of 33 in Arizona. Its net worth ratio is 13.31% and its delinquency rate 0.43%.
How does First American compare to other credit unions?
First American scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.31% vs 12.11%). Its widest shortfall is loan-to-share ratio (59.60% vs 72.20%).
How can I join First American?
Membership eligibility for First American depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact First American directly for current membership requirements and application steps.
Is my money safe at First American?
First American is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. First American's net worth ratio of 13.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.