Federal credit union · Belpre, Ohio · NCUA charter #24904
RIVERVIEW
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $112.8M
- Total assets
- 7,616
- Members
- 8.8%
- Net-worth ratio
RIVERVIEW scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $112.8M; members 7,616; net-worth ratio 8.81%; health rank #1,012 of 4,374; healthier than 77th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,012 of 4,374 health · 2025Q4RIVERVIEW · health 91/100 · $112.8M · 2025Q4
- ROA 91/100
- ASSETS 8.8%
- MEM 0.90%
- RANK 0.45%
- PHOTO $112.8M
- BOOK 7,616
- CHARTER #1,012/4,374
- NCUSIF MEMBERS
- CAMELS 24904
Call Report peers
RIVERVIEW in the assets neighbourhood
RIVERVIEW's $112.8M assets sit next to MEMBERS ($112.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
RIVERVIEW vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
RIVERVIEW - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #24904, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
RIVERVIEW: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 72.88% vs peer 72.20% (+0.68 pp).
- Largest lag: Net Worth Ratio at 8.81% vs peer 12.11% (-3.30 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where RIVERVIEW sits in Ohio
- In Ohio, health place is #41 of 196 on the same NCUA-ratio sort used nationally.
- Assets rank #70 of 196 inside Ohio ($112.8M reported).
- Member book place in Ohio: #77 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for RIVERVIEW
RIVERVIEW: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.0% from $112.8M (2025Q4) to $115.1M (2026Q1).
- Net-worth ratio shifted +0.09 pp (8.72% → 8.81%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 8.81%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 27.0 pts
- Delinquency Rate 21.0 pts
- Return on Assets 14.3 pts
- Member Growth 13.3 pts
- Loan-to-Share Ratio 15.4 pts
RIVERVIEW health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.81% | -3.30 pp |
| Delinquency Rate | 0.90% | +0.01 pp |
| Return on Assets | 0.45% | -0.17 pp |
| Member Growth | 3.56% | - |
| Loan-to-Share Ratio | 72.88% | +0.68 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $115.1M | - |
| 2025Q4 | $112.8M | 7,616 |
| 2024Q4 | $107.8M | 7,354 |
| 2023Q4 | $105.5M | 7,398 |
Credit Union Details
- Charter Number
- 24904
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Belpre
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for RIVERVIEW, spread across 2 cities.
| Office | City |
|---|---|
| Belpre Office (Main Office) | Belpre, OH |
| Marietta Office | Marietta, OH |
| Colgate | Marietta, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Other-state peers near RIVERVIEW
RIVERVIEW's nationwide photo peers by assets and by health score, excluding Ohio charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($112.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- RIVERVIEW ranks #1,012 of 4,374 nationally on financial health and #41 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HANCOCK is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HANCOCK
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is RIVERVIEW financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, RIVERVIEW carries a financial health score of 91/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,012 of 4,374; by total assets it ranks #1,728 of 4,374 nationally (same basis as /rankings/largest); and #70 of 196 within Ohio. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 8.81% net worth ratio and a 0.90% delinquency rate.
How does RIVERVIEW compare to other credit unions?
PlainCU's health composite puts RIVERVIEW at 91/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join RIVERVIEW?
RIVERVIEW operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact RIVERVIEW directly for the exact boundaries and application steps.
Is my money safe at RIVERVIEW?
Federal credit unions like RIVERVIEW are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. RIVERVIEW's net worth ratio of 8.81% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does RIVERVIEW offer compared to banks?
Credit unions like RIVERVIEW are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact RIVERVIEW directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.