State credit union · North Canton, Ohio · NCUA charter #62628
Community One Credit Union of Ohio
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $129.3M
- Total assets
- 8,268
- Members
- 12.6%
- Net-worth ratio
Community One Credit Union of Ohio scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $129.3M; members 8,268; net-worth ratio 12.59%; health rank #1,256 of 4,374; healthier than 69th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,256 of 4,374 health · 2025Q4Community One · health 89/100 · $129.3M · 2025Q4
- NW 89/100
- DELQ 12.6%
- ROA 0.82%
- ASSETS 1.21%
- MEM $129.3M
- RANK 8,268
- PHOTO #1,256/4,374
- BOOK STAGEPOINT
- CHARTER 62628
Call Report peers
Community One Credit Union of Ohio in the assets neighbourhood
Community One Credit Union of Ohio's $129.3M assets sit next to STAGEPOINT ($129.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Community One Credit Union of Ohio vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Community One Credit Union of Ohio - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #62628: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Community One Credit Union of Ohio vs $100M–$500M peers
- Return on Assets leads the peer set - 1.21% here, 0.62% peer average (+0.59 pp).
- Loan-to-Share Ratio trails the peer set - 67.72% here, 72.20% peer average (-4.48 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Community One Credit Union of Ohio in Ohio
- In Ohio, health place is #55 of 196 on the same NCUA-ratio sort used nationally.
- By total assets, Community One Credit Union of Ohio is #67 of 196 in Ohio.
- Ohio membership ordinal: #70 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Community One Credit Union of Ohio: 2025Q4 → 2026Q1
Community One Credit Union of Ohio: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.4% from $129.3M (2025Q4) to $129.8M (2026Q1).
- Net-worth ratio shifted +0.18 pp (12.41% → 12.59%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.59% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.8 pts
- Return on Assets 15.0 pts
- Member Growth 7.6 pts
- Loan-to-Share Ratio 14.6 pts
Community One Credit Union of Ohio vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.59% | +0.48 pp |
| Delinquency Rate | 0.82% | -0.08 pp |
| Return on Assets | 1.21% | +0.59 pp |
| Member Growth | -0.80% | - |
| Loan-to-Share Ratio | 67.72% | -4.48 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Community One filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $129.8M | - |
| 2025Q4 | $129.3M | 8,268 |
| 2024Q4 | $121.8M | 8,335 |
| 2023Q4 | $120.0M | 8,564 |
Credit Union Details
- Charter Number
- 62628
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- North Canton
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Community One Credit Union of Ohio, spread across 2 cities.
| Office | City |
|---|---|
| Main office (Main Office) | North Canton, OH |
| McKinley Branch | Canton, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
- FIREFIGHTERS & COMPANYDAYTON, OH · $100M–$500M79Health
- GREATER CINCINNATI SCHOOLCincinnati, OH · $100M–$500M84Health
- PILLARMARION, OH · $100M–$500M91Health
- DAY-METDayton, OH · $100M–$500M92Health
- HANCOCKFindlay, OH · $100M–$500M84Health
Compare Community One Credit Union of Ohio vs FIREFIGHTERS & COMPANY
Cross-state Call Report peers for Community One
Community One Credit Union of Ohio's nationwide photo peers by assets and by health score, excluding Ohio charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($129.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- Community One Credit Union of Ohio ranks #1,256 of 4,374 nationally on financial health and #55 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Firefighters & Company is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Firefighters & Company
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Community One Credit Union of Ohio financially healthy?
A 12.59% net worth ratio and a 0.82% delinquency rate feed into Community One Credit Union of Ohio's financial health score of 89/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,256 of 4,374; by total assets it ranks #1,608 of 4,374 nationally (same basis as /rankings/largest); and #67 of 196 within Ohio. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Community One Credit Union of Ohio compare to other credit unions?
On PlainCU's health composite, Community One Credit Union of Ohio lands at 89/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Community One Credit Union of Ohio?
Membership eligibility for Community One Credit Union of Ohio depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Community One Credit Union of Ohio directly for current membership requirements and application steps.
Is my money safe at Community One Credit Union of Ohio?
Federal credit unions like Community One Credit Union of Ohio are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Community One Credit Union of Ohio's net worth ratio of 12.59% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Community One Credit Union of Ohio offer compared to banks?
Credit unions like Community One Credit Union of Ohio are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Community One Credit Union of Ohio directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.