Federal credit union · Burbank, California · NCUA charter #18708
PARTNERS
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $2.74B
- Total assets
- 176,715
- Members
- 11.4%
- Net-worth ratio
PARTNERS scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.74B; members 176,715; net-worth ratio 11.44%; health rank #1,817 of 4,374; healthier than 57th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,817 of 4,374 health · 2025Q4PARTNERS · health 86/100 · $2.74B · 2025Q4
- CHARTER 86/100
- NCUSIF 11.4%
- CAMELS 1.03%
- HEALTH 0.74%
- NW $2.74B
- DELQ 176,715
- ROA #1,817/4,374
- ASSETS BAYPORT
- MEM 18708
Call Report peers
PARTNERS in the assets neighbourhood
PARTNERS's $2.74B assets sit next to BAYPORT ($2.74B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PARTNERS vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
PARTNERS - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #18708. See our deposit-insurance coverage note.
PARTNERS vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 90.50% here, 83.90% peer average (+6.60 pp).
- Largest lag: Delinquency Rate at 1.03% vs peer 0.87% (+0.16 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
PARTNERS: in-state Call Report ranks
- In California, health place is #106 of 243 on the same NCUA-ratio sort used nationally.
- California assets place: #28 of 243.
- Membership ranks #21 of 243 among California CUs with a reported count (176,715 members).
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
PARTNERS: 2025Q4 → 2026Q1
PARTNERS: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.2% from $2.74B (2025Q4) to $2.80B (2026Q1).
- Net-worth ratio shifted -0.02 pp (11.46% → 11.44%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 11.44%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.8 pts
- Return on Assets 15.0 pts
- Member Growth 6.5 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for PARTNERS
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.44% | +0.26 pp |
| Delinquency Rate | 1.03% | +0.16 pp |
| Return on Assets | 0.74% | +0.23 pp |
| Member Growth | -1.40% | - |
| Loan-to-Share Ratio | 90.50% | +6.60 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.80B | - |
| 2025Q4 | $2.74B | 176,715 |
| 2024Q4 | $2.59B | 179,226 |
| 2023Q4 | $2.48B | 179,259 |
Credit Union Details
- Charter Number
- 18708
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- Over $500M
- State
- California
- City
- Burbank
- Data Quarter
- 2025Q4
Branch Locations (15)
PARTNERS operates 15 offices across 5 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Headquarters (Main Office) | Burbank, CA |
| Katella Branch | Anaheim, CA |
| Downtown Anaheim Branch | Anaheim, CA |
| Team Disney Anaheim Express Branch | Anaheim, CA |
| Harbor Pointe Branch | Anaheim, CA |
| Buena Vista Plaza Branch | Burbank, CA |
| Walt Disney Studios Branch | Burbank, CA |
| GC3 Branch | Glendale, CA |
| Disney University Branch | Lake Buena Vista, FL |
| Lake Buena Vista Branch | Lake Buena Vista, FL |
| Epcot | Lake Buena Vista, FL |
| Disney's Hollywood Studios | Lake Buena Vista, FL |
| Magic Kingdom Park Express Branch | Lake Buena Vista, FL |
| International Drive Branch | Orlando, FL |
| Partners FCU | Orlando, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Cross-state Call Report peers for PARTNERS
Cross-state asset and health neighbours for PARTNERS - kept outside California; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($2.74B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- PARTNERS ranks #1,817 of 4,374 nationally on financial health and #106 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ARROWHEAD is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ARROWHEAD
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is PARTNERS financially healthy?
PARTNERS has a financial health score of 86/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,817 of 4,374; by total assets it ranks #181 of 4,374 nationally (same basis as /rankings/largest); and #28 of 243 within California. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 11.44% and delinquency rate of 1.03%.
How does PARTNERS compare to other credit unions?
Five weighted metrics from NCUA filings produce PARTNERS's 86/100 score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join PARTNERS?
PARTNERS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PARTNERS directly for the exact boundaries and application steps.
Is my money safe at PARTNERS?
Federal credit unions like PARTNERS are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PARTNERS's net worth ratio of 11.44% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does PARTNERS offer compared to banks?
Credit unions like PARTNERS are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact PARTNERS directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.