Federal credit union · Brooklyn, New York · NCUA charter #22592
Polish & Slavic
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $2.71B
- Total assets
- 126,138
- Members
- 11.3%
- Net-worth ratio
Polish & Slavic scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.71B; members 126,138; net-worth ratio 11.26%; health rank #270 of 4,374; healthier than 93rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#270 of 4,374 health · 2025Q4Polish & Slavic · health 96/100 · $2.71B · 2025Q4
Call Report peers
Polish & Slavic in the assets neighbourhood
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Polish & Slavic vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Polish & Slavic sits in 95-99 with 391 others.
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Polish & Slavic vs Over $500M peers
- Delinquency Rate leads the peer set - 0.49% here, 0.87% peer average (-0.39 pp).
- Largest lag: Loan-to-Share Ratio at 64.93% vs peer 83.90% (-18.97 pp).
Polish & Slavic: in-state Call Report ranks
- Health composite ranks #17 of 272 among scored New York credit unions.
- By total assets, Polish & Slavic is #13 of 272 in New York.
- Member book place in New York: #14 of 272.
- One place up in New York, Reliant Community (#16) scores 97/100, 1 point higher; one place down, State Cs Employees (#18) ties at 96/100.
Polish & Slavic Call Report trajectory
Polish & Slavic: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.8% from $2.71B (2025Q4) to $2.73B (2026Q1).
- Net-worth ratio shifted +0.11 pp (11.15% → 11.26%).
11.26% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 96/100 score is built
Polish & Slavic gives up 4 points in total. Member Growth costs the most, 2.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 12.3 pts
- Loan-to-Share Ratio 13.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.26% | +0.08 pp |
| Delinquency Rate | 0.49% | -0.39 pp |
| Return on Assets | 0.68% | +0.17 pp |
| Member Growth | 2.78% | - |
| Loan-to-Share Ratio | 64.93% | -18.97 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Polish & Slavic filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.73B | - |
| 2025Q4 | $2.71B | 126,138 |
| 2024Q4 | $2.59B | 122,723 |
| 2023Q4 | $2.56B | 117,316 |
Credit Union Details
- Charter Number
- 22592
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- Over $500M
- State
- New York
- City
- Brooklyn
- Data Quarter
- 2025Q4
Branch Locations (25)
Polish & Slavic operates 25 offices across 23 cities, spanning 6 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| McGuinness Headquarters (Main Office) | Brooklyn, NY |
| Algonquin Branch | Algonquin, IL |
| Boling Brook Branch | Bolingbrook, IL |
| Bridgeview Branch | Bridgeview, IL |
| Boro Park Branch | Brooklyn, NY |
| Greenpoint Branch | Brooklyn, NY |
| Clifton Branch | Clifton, NJ |
| Copiague Branch | Copiague, NY |
| Fairfield Operations Center and Branch | Fairfield, NJ |
| Garfield Branch | Garfield, NJ |
| Glendale Heights Branch | Glendale Heights, IL |
| Linden Branch | Linden, NJ |
| Maspeth Branch | Maspeth, NY |
| Mt. Prospect Branch | Mount Prospect, IL |
| New Britain Branch | New Britain, CT |
| Norridge Branch | Norridge, IL |
| Orland Park Branch | Orland Park, IL |
| Port Charlotte Branch | Port Charlotte, FL |
| Ridgewood Branch | Ridgewood, NY |
| Schaumburg Branch | Schaumburg, IL |
| Staten Island Branch | Staten Island, NY |
| Stroudsburg Branch | Stroudsburg, PA |
| Trenton Branch | Trenton, NJ |
| Union Branch | Union, NJ |
| Wallington Branch | Wallington, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Other-state peers near Polish & Slavic
Using this data
- Polish & Slavic ranks #270 of 4,374 nationally on financial health and #17 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CORNING is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CORNING
Frequently Asked Questions
Is Polish & Slavic financially healthy?
Polish & Slavic has a financial health score of 96/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #270 of 4,374 nationally on health and #17 of 272 in New York. Its net worth ratio is 11.26% and its delinquency rate 0.49%.
How does Polish & Slavic compare to other credit unions?
Polish & Slavic scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.49% vs 0.87%). Its widest shortfall is loan-to-share ratio (64.93% vs 83.90%).
How can I join Polish & Slavic?
Polish & Slavic operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Polish & Slavic directly for the exact boundaries and application steps.
Is my money safe at Polish & Slavic?
Polish & Slavic is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Polish & Slavic's net worth ratio of 11.26% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.