Federal credit union · Cincinnati, Ohio · NCUA charter #20186
Children's Medical Center
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $45.8M
- Total assets
- 5,908
- Members
- 20.0%
- Net-worth ratio
Children's Medical Center scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $45.8M; members 5,908; net-worth ratio 20.01%; health rank #1,383 of 4,374; healthier than 65th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,383 of 4,374 health · 2025Q4Children's Medical Center · health 88/100 · $45.8M · 2025Q4
Call Report peers
Children's Medical Center in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Children's Medical Center vs every NCUA-scored credit union
Children's Medical Center sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Children's Medical Center
- Largest favorable gap: Net Worth Ratio at 20.01% vs peer 14.86% (+5.15 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -14.72 pp (45.08% vs 59.80%).
Where Children's Medical Center sits in Ohio
- Health composite ranks #62 of 196 among scored Ohio credit unions.
- Ohio assets place: #107 of 196.
- Ohio membership ordinal: #90 of 196.
- One place up in Ohio, Ohio Educational (#61) scores 89/100, 1 point higher; one place down, Latvian Cleveland (#63) ties at 88/100.
Children's Medical Center: 2025Q4 → 2026Q1
Children's Medical Center: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $45.8M (2025Q4) to $46.7M (2026Q1).
- Net-worth ratio shifted -0.01 pp (20.02% → 20.01%).
20.01% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
Children's Medical Center gives up 12 points in total. Member Growth costs the most, 7 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.9 pts
- Return on Assets 15.0 pts
- Member Growth 8.0 pts
- Loan-to-Share Ratio 10.1 pts
Children's Medical Center vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.01% | +5.15 pp |
| Delinquency Rate | 0.51% | -0.63 pp |
| Return on Assets | 1.13% | +0.42 pp |
| Member Growth | -0.57% | - |
| Loan-to-Share Ratio | 45.08% | -14.72 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $46.7M | - |
| 2025Q4 | $45.8M | 5,908 |
| 2024Q4 | $43.1M | 5,942 |
| 2023Q4 | $43.8M | 6,069 |
Credit Union Details
- Charter Number
- 20186
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Cincinnati
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Children's Medical Center.
| Office | City |
|---|---|
| Main Office (Main Office) | Cincinnati, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
- PAINESVILLE CREDIT UNIONPainesville, OH · $10M–$50M100Health
- TOLEDO FIRE FIGHTERSToledo, OH · $10M–$50M92Health
- FIRSTENERGY FAMILYAkron, OH · $10M–$50M90Health
- ALL SAINTSParma, OH · $10M–$50M82Health
- FIRST OHIO COMMUNITYNorth Canton, OH · $10M–$50M83Health
Compare Children's Medical Center vs PAINESVILLE CREDIT UNION
Other-state peers near Children's Medical Center
Similar total assets
Similar health score
Using this data
- Children's Medical Center ranks #1,383 of 4,374 nationally on financial health and #62 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Painesville Credit Union is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Painesville Credit Union
Frequently Asked Questions
Is Children's Medical Center financially healthy?
On its 2025Q4 NCUA 5300 filing, Children's Medical Center scores 88/100 (Excellent), with a 20.01% net worth ratio and 0.51% of loans delinquent. It ranks #1,383 of 4,374 nationally on health and #62 of 196 in Ohio.
How does Children's Medical Center compare to other credit unions?
Children's Medical Center scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (20.01% vs 14.86%). Its widest shortfall is loan-to-share ratio (45.08% vs 59.80%).
How can I join Children's Medical Center?
Children's Medical Center operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Children's Medical Center directly for the exact boundaries and application steps.
Is my money safe at Children's Medical Center?
Children's Medical Center is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Children's Medical Center's net worth ratio of 20.01% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.