State credit union · Akron, Ohio · NCUA charter #61620
Firstenergy Family
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $44.9M
- Total assets
- 4,267
- Members
- 16.1%
- Net-worth ratio
Firstenergy Family scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $44.9M; members 4,267; net-worth ratio 16.09%; health rank #1,056 of 4,374; healthier than 73rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,056 of 4,374 health · 2025Q4Firstenergy Family · health 90/100 · $44.9M · 2025Q4
- MEM 90/100
- RANK 16.1%
- PHOTO 0.45%
- BOOK 0.86%
- CHARTER $44.9M
- NCUSIF 4,267
- CAMELS #1,056/4,374
- HEALTH LES
- NW 61620
Call Report peers
Firstenergy Family in the assets neighbourhood
Firstenergy Family's $44.9M assets sit next to LES ($44.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Firstenergy Family vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Firstenergy Family - Share Insurance Coverage
Charter #61620's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Firstenergy Family diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 70.21% vs peer 59.80% (+10.41 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Ohio standing for Firstenergy Family
- Ohio health ordinal: #43 of 196.
- By total assets, Firstenergy Family is #110 of 196 in Ohio.
- Ohio membership ordinal: #105 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Firstenergy Family
Firstenergy Family: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.1% from $44.9M (2025Q4) to $46.7M (2026Q1).
- Net-worth ratio shifted -0.22 pp (16.31% → 16.09%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 16.09%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 90/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 90.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.8 pts
- Loan-to-Share Ratio 15.2 pts
Firstenergy Family vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.09% | +1.23 pp |
| Delinquency Rate | 0.45% | -0.70 pp |
| Return on Assets | 0.86% | +0.15 pp |
| Member Growth | -2.36% | - |
| Loan-to-Share Ratio | 70.21% | +10.41 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Firstenergy Family
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $46.7M | - |
| 2025Q4 | $44.9M | 4,267 |
| 2024Q4 | $42.5M | 4,370 |
| 2023Q4 | $41.8M | 4,390 |
Credit Union Details
- Charter Number
- 61620
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Akron
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Firstenergy Family, spread across 2 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Akron, OH |
| Vital Records Center | Canton, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Other-state peers near Firstenergy Family
Two NCUA Call Report peer sets for Firstenergy Family, both outside Ohio so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($44.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (90/100 here).
Using this data
- Firstenergy Family ranks #1,056 of 4,374 nationally on financial health and #43 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Toledo Fire Fighters is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Toledo Fire Fighters
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Firstenergy Family financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Firstenergy Family carries a financial health score of 90/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,056 of 4,374; by total assets it ranks #2,490 of 4,374 nationally (same basis as /rankings/largest); and #110 of 196 within Ohio. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 16.09% net worth ratio and a 0.45% delinquency rate.
How does Firstenergy Family compare to other credit unions?
90/100 is Firstenergy Family's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Firstenergy Family?
Membership eligibility for Firstenergy Family depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Firstenergy Family directly for current membership requirements and application steps.
Is my money safe at Firstenergy Family?
Federal credit unions like Firstenergy Family are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Firstenergy Family's net worth ratio of 16.09% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Firstenergy Family offer compared to banks?
Credit unions like Firstenergy Family are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Firstenergy Family directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.