Federal credit union · CINCINNATI, Ohio · NCUA charter #95802

TRUPARTNER

Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.

66
Health / 100
$163.4M
Total assets
14,044
Members
11.0%
Net-worth ratio

TRUPARTNER scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $163.4M; members 14,044; net-worth ratio 10.96%; health rank #3,824 of 4,374; healthier than 12th of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#3,824 of 4,374 health · 2025Q4

TRUPARTNER · health 66/100 · $163.4M · 2025Q4

TRUPARTNER in the assets neighbourhood

FOOTHILLS$163.7MARTESIA$163.5MHercules First$163.4MTRUPARTNER (this)$163.4MTonawanda Valley$163.3MBlue Coast$162.9M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

TRUPARTNER vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); TRUPARTNER sits in 65-69 with 275 others.

66 12th percentile higher than 12% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

TRUPARTNER: Call Report deltas vs peers

  • Widest shortfall vs peers is Loan-to-Share Ratio: -14.87 pp (57.33% vs 72.20%).

TRUPARTNER in Ohio

  • In Ohio, health place is #167 of 196 on the same NCUA-ratio sort used nationally.
  • Assets rank #57 of 196 inside Ohio ($163.4M reported).
  • Member book place in Ohio: #53 of 196.
  • One place up in Ohio, Universal 1 (#166) scores 67/100, 1 point higher; one place down, Ohio Valley (#168) ties at 66/100.

How TRUPARTNER's 5300 filing moved

TRUPARTNER: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

155,000,000160,000,000165,000,000170,000,000175,000,000 2023Q42024Q42025Q42026Q1 171,645,468 163,546,525 ▼ -4.7%
  • Assets moved +0.1% from $163.4M (2025Q4) to $163.5M (2026Q1).
  • Net-worth ratio shifted -0.02 pp (10.98% → 10.96%).
Net worth ratio vs. NCUA well-capitalized threshold 73.1%

10.96% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 66/100 score is built

TRUPARTNER gives up 34 points in total. Member Growth costs the most, 12.7 of its 15; Net Worth Ratio scores full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 18.9 pts
  • Return on Assets 3.0 pts
  • Member Growth 2.3 pts
  • Loan-to-Share Ratio 11.8 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 10.96% -1.15 pp
Delinquency Rate 1.14% +0.25 pp
Return on Assets -0.16% -0.79 pp
Member Growth -3.74% -
Loan-to-Share Ratio 57.33% -14.87 pp

Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.

Historical Financials

Quarter Assets Members
2026Q1 $163.5M -
2025Q4 $163.4M 14,044
2024Q4 $160.5M 14,589
2023Q4 $171.6M 15,563

Credit Union Details

Charter Number
95802
Type
Federal
Field of Membership
Other
Peer Group
$100M–$500M
State
Ohio
City
CINCINNATI
Data Quarter
2025Q4

Branch Locations (4)

TRUPARTNER operates 4 offices in Cincinnati, per its most recent NCUA branch filing.

Office City
Main Office (Main Office) Cincinnati, OH
Over-the-Rhine Office Cincinnati, OH
Western Hills Office Cincinnati, OH
Carthage Office Cincinnati, OH

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Ohio

More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.

Compare TRUPARTNER vs BFG

TRUPARTNER nationwide neighbourhoods

Using this data

  • TRUPARTNER ranks #3,824 of 4,374 nationally on financial health and #167 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • BFG is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BFG

Frequently Asked Questions

Is TRUPARTNER financially healthy?

On its 2025Q4 NCUA 5300 filing, TRUPARTNER scores 66/100 (Good), with a 10.96% net worth ratio and 1.14% of loans delinquent. It ranks #3,824 of 4,374 nationally on health and #167 of 196 in Ohio.

How does TRUPARTNER compare to other credit unions?

TRUPARTNER scores 66/100, higher than 12% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (57.33% vs 72.20%).

How can I join TRUPARTNER?

Membership eligibility for TRUPARTNER depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TRUPARTNER directly for current membership requirements and application steps.

Is my money safe at TRUPARTNER?

TRUPARTNER is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TRUPARTNER's net worth ratio of 10.96% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for TRUPARTNER. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.