Federal credit union · JACKSON, Mississippi · NCUA charter #8052
Mississippi Dhs
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $10.1M
- Total assets
- 2,191
- Members
- 13.3%
- Net-worth ratio
Mississippi Dhs scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.1M; members 2,191; net-worth ratio 13.28%; health rank #1,239 of 4,374; healthier than 69th of scored peers.
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NCUA 5300 Call Report Masthead
#1,239 of 4,374 health · 2025Q4Mississippi Dhs · health 89/100 · $10.1M · 2025Q4
Call Report peers
Mississippi Dhs in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mississippi Dhs vs every NCUA-scored credit union
Mississippi Dhs sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Mississippi Dhs vs $10M–$50M peers
- Delinquency Rate leads the peer set - 0.17% here, 1.15% peer average (-0.97 pp).
- Largest lag: Loan-to-Share Ratio at 55.47% vs peer 59.80% (-4.33 pp).
Mississippi standing for Mississippi Dhs
- In Mississippi, health place is #18 of 55 on the same NCUA-ratio sort used nationally.
- Mississippi assets place: #39 of 55.
- Member book place in Mississippi: #29 of 55.
- One place up in Mississippi, Meridian Mississippi Ang (#17) ties at 89/100; one place down, AMPOT (#19) ties at 89/100.
Mississippi Dhs Call Report trajectory
Mississippi Dhs: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $10.1M (2025Q4) to $10.5M (2026Q1).
- Net-worth ratio shifted -0.65 pp (13.93% → 13.28%).
At 13.28%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
Mississippi Dhs gives up 11 points in total. Member Growth costs the most, 4.8 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 12.5 pts
- Member Growth 10.2 pts
- Loan-to-Share Ratio 11.3 pts
Mississippi Dhs health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.28% | -1.58 pp |
| Delinquency Rate | 0.17% | -0.97 pp |
| Return on Assets | 0.33% | -0.37 pp |
| Member Growth | 1.01% | - |
| Loan-to-Share Ratio | 55.47% | -4.33 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Mississippi Dhs
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.5M | - |
| 2025Q4 | $10.1M | 2,191 |
| 2024Q4 | $10.3M | 2,169 |
| 2023Q4 | $9.8M | 2,116 |
Credit Union Details
- Charter Number
- 8052
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $10M–$50M
- State
- Mississippi
- City
- JACKSON
- Data Quarter
- 2025Q4
Branch Locations (2)
Mississippi Dhs operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MS DHS FCU (Main Office) | JACKSON, MS |
| Bradford Scott | Fort Wayne, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
A look at other Mississippi credit unions, ranked by how closely their peer group and asset size match this one.
Mississippi Dhs nationwide neighbourhoods
Similar total assets
Using this data
- Mississippi Dhs ranks #1,239 of 4,374 nationally on financial health and #18 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HEALTHPLUS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HEALTHPLUS
Frequently Asked Questions
Is Mississippi Dhs financially healthy?
Mississippi Dhs has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,239 of 4,374 nationally on health and #18 of 55 in Mississippi. Its net worth ratio is 13.28% and its delinquency rate 0.17%.
How does Mississippi Dhs compare to other credit unions?
Mississippi Dhs scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.17% vs 1.15%). Its widest shortfall is loan-to-share ratio (55.47% vs 59.80%).
How can I join Mississippi Dhs?
Mississippi Dhs carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Mississippi Dhs directly to confirm current membership steps.
Is my money safe at Mississippi Dhs?
Mississippi Dhs is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mississippi Dhs's net worth ratio of 13.28% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.