Federal credit union · Rittman, Ohio · NCUA charter #4369
Greater Wayne Community
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $33.3M
- Total assets
- 3,213
- Members
- 10.6%
- Net-worth ratio
Greater Wayne Community scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $33.3M; members 3,213; net-worth ratio 10.58%; health rank #1,137 of 4,374; healthier than 73rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,137 of 4,374 health · 2025Q4Greater Wayne Community · health 90/100 · $33.3M · 2025Q4
- DELQ 90/100
- ROA 10.6%
- ASSETS 0.75%
- MEM 0.93%
- RANK $33.3M
- PHOTO 3,213
- BOOK #1,137/4,374
- CHARTER Canals & Trails
- NCUSIF 4369
Call Report peers
Greater Wayne Community in the assets neighbourhood
Greater Wayne Community's $33.3M assets sit next to Canals & Trails ($33.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Greater Wayne Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Greater Wayne Community - Share Insurance Coverage
Charter #4369's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Greater Wayne Community diverges from peer averages
- Largest favorable gap: Delinquency Rate at 0.75% vs peer 1.15% (-0.40 pp).
- Loan-to-Share Ratio trails the peer set - 52.50% here, 59.80% peer average (-7.30 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Greater Wayne Community sits in Ohio
- In Ohio, health place is #48 of 196 on the same NCUA-ratio sort used nationally.
- Assets rank #125 of 196 inside Ohio ($33.3M reported).
- Membership ranks #124 of 196 among Ohio CUs with a reported count (3,213 members).
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Greater Wayne Community Call Report trajectory
Greater Wayne Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.3% from $33.3M (2025Q4) to $33.4M (2026Q1).
- Net-worth ratio shifted +0.25 pp (10.33% → 10.58%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.58% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 90.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.5 pts
- Return on Assets 15.0 pts
- Member Growth 11.1 pts
- Loan-to-Share Ratio 11.4 pts
Greater Wayne Community vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.58% | -4.28 pp |
| Delinquency Rate | 0.75% | -0.40 pp |
| Return on Assets | 0.93% | +0.22 pp |
| Member Growth | 1.77% | - |
| Loan-to-Share Ratio | 52.50% | -7.30 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Greater Wayne Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $33.4M | - |
| 2025Q4 | $33.3M | 3,213 |
| 2024Q4 | $30.6M | 3,157 |
| 2023Q4 | $30.1M | 3,194 |
Credit Union Details
- Charter Number
- 4369
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Rittman
- Data Quarter
- 2025Q4
Branch Locations (4)
Greater Wayne Community operates 4 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| 328 N Main (Main Office) | Rittman, OH |
| CU Centric | Columbus, OH |
| CuCentric | Columbus, OH |
| Doylestown Branch | Doylestown, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Greater Wayne Community nationwide neighbourhoods
Cross-state asset and health neighbours for Greater Wayne Community - kept outside Ohio; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($33.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (90/100 here).
Using this data
- Greater Wayne Community ranks #1,137 of 4,374 nationally on financial health and #48 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cincinnati Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cincinnati Employees
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Greater Wayne Community financially healthy?
Greater Wayne Community scores 90/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,137 of 4,374; by total assets it ranks #2,769 of 4,374 nationally (same basis as /rankings/largest); and #125 of 196 within Ohio. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 10.58% net worth ratio and a 0.75% delinquency rate.
How does Greater Wayne Community compare to other credit unions?
PlainCU's health composite puts Greater Wayne Community at 90/100, compared to a peer group average for $10M–$50M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Greater Wayne Community?
Greater Wayne Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Greater Wayne Community directly for the exact boundaries and application steps.
Is my money safe at Greater Wayne Community?
Federal credit unions like Greater Wayne Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greater Wayne Community's net worth ratio of 10.58% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Greater Wayne Community offer compared to banks?
Credit unions like Greater Wayne Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Greater Wayne Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.