Federal credit union · KEENE, New Hampshire · NCUA charter #17793
N G M Employees
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $7.8M
- Total assets
- 1,169
- Members
- 7.3%
- Net-worth ratio
N G M Employees scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.8M; members 1,169; net-worth ratio 7.32%; health rank #3,790 of 4,374; healthier than 13th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,790 of 4,374 health · 2025Q4N G M Employees · health 67/100 · $7.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
N G M Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); N G M Employees sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
N G M Employees vs $2M–$10M peers
- Largest favorable gap: Delinquency Rate at 0.07% vs peer 1.81% (-1.74 pp).
- Largest lag: Loan-to-Share Ratio at 49.02% vs peer 63.60% (-14.58 pp).
N G M Employees: in-state Call Report ranks
- New Hampshire health ordinal: #12 of 12.
- Assets rank #12 of 12 inside New Hampshire ($7.8M reported).
- New Hampshire membership ordinal: #12 of 12.
- No scored New Hampshire credit union ranks lower; the next one up, PRECISION (#11) scores 77/100, 10 points higher.
Quarter path for N G M Employees
N G M Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.8% from $7.8M (2025Q4) to $7.7M (2026Q1).
- Net-worth ratio shifted +0.16 pp (7.16% → 7.32%).
7.32% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 67/100 score is built
N G M Employees gives up 33 points in total. Return on Assets costs the most, 12.5 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 23.3 pts
- Delinquency Rate 25.0 pts
- Return on Assets 2.5 pts
- Member Growth 6.1 pts
- Loan-to-Share Ratio 10.1 pts
N G M Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.32% | -11.74 pp |
| Delinquency Rate | 0.07% | -1.74 pp |
| Return on Assets | -0.22% | -0.68 pp |
| Member Growth | -1.60% | - |
| Loan-to-Share Ratio | 49.02% | -14.58 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
N G M Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $7.7M | - |
| 2025Q4 | $7.8M | 1,169 |
| 2024Q4 | $6.8M | 1,188 |
| 2023Q4 | $5.8M | 1,313 |
Credit Union Details
- Charter Number
- 17793
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- New Hampshire
- City
- KEENE
- Data Quarter
- 2025Q4
Branch Location
N G M Employees operates a single office in KEENE, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| NGM EMPLOYEES FEDERAL CREDIT UNION (Main Office) | KEENE, NH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Hampshire
Other federally-insured credit unions in New Hampshire, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- N G M Employees ranks #3,790 of 4,374 nationally on financial health and #12 of 12 in NH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PRECISION is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PRECISION
Frequently Asked Questions
Is N G M Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, N G M Employees scores 67/100 (Good), with a 7.32% net worth ratio and 0.07% of loans delinquent. It ranks #3,790 of 4,374 nationally on health and #12 of 12 in New Hampshire.
How does N G M Employees compare to other credit unions?
N G M Employees scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.07% vs 1.81%). Its widest shortfall is loan-to-share ratio (49.02% vs 63.60%).
How can I join N G M Employees?
N G M Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact N G M Employees directly for the exact boundaries and application steps.
Is my money safe at N G M Employees?
N G M Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. N G M Employees's net worth ratio of 7.32% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.