Federal credit union · Keene, New Hampshire · NCUA charter #24816
PRECISION
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $27.5M
- Total assets
- 1,743
- Members
- 11.9%
- Net-worth ratio
PRECISION scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $27.5M; members 1,743; net-worth ratio 11.89%; health rank #3,101 of 4,374; healthier than 28th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,101 of 4,374 health · 2025Q4PRECISION · health 77/100 · $27.5M · 2025Q4
- NCUSIF 77/100
- CAMELS 11.9%
- HEALTH 2.15%
- NW 0.90%
- DELQ $27.5M
- ROA 1,743
- ASSETS #3,101/4,374
- MEM Atlantic Health Employees
- RANK 24816
Call Report peers
PRECISION in the assets neighbourhood
PRECISION's $27.5M assets sit next to Atlantic Health Employees ($27.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PRECISION vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
PRECISION - Share Insurance Coverage
Charter #24816's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
PRECISION: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Return on Assets: +0.19 pp (0.90% vs 0.70%).
- Largest lag: Loan-to-Share Ratio at 47.07% vs peer 59.80% (-12.73 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where PRECISION sits in New Hampshire
- In New Hampshire, health place is #11 of 12 on the same NCUA-ratio sort used nationally.
- By total assets, PRECISION is #11 of 12 in New Hampshire.
- Membership ranks #11 of 12 among New Hampshire CUs with a reported count (1,743 members).
In-state ordinals use the live credit_unions table for NH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
PRECISION Call Report trajectory
PRECISION: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.9% from $27.5M (2025Q4) to $28.0M (2026Q1).
- Net-worth ratio shifted -0.03 pp (11.92% → 11.89%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 11.89%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 77/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 77.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.5 pts
- Return on Assets 15.0 pts
- Member Growth 9.8 pts
- Loan-to-Share Ratio 10.7 pts
PRECISION vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.89% | -2.97 pp |
| Delinquency Rate | 2.15% | +1.01 pp |
| Return on Assets | 0.90% | +0.19 pp |
| Member Growth | 0.64% | - |
| Loan-to-Share Ratio | 47.07% | -12.73 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $28.0M | - |
| 2025Q4 | $27.5M | 1,743 |
| 2024Q4 | $25.6M | 1,732 |
| 2023Q4 | $26.1M | 1,740 |
Credit Union Details
- Charter Number
- 24816
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- New Hampshire
- City
- Keene
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, PRECISION runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Keene, NH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Hampshire
More federally-insured credit unions based in New Hampshire, ordered by peer group match and asset size.
Cross-state Call Report peers for PRECISION
Cross-state asset and health neighbours for PRECISION - kept outside New Hampshire; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($27.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (77/100 here).
Using this data
- PRECISION ranks #3,101 of 4,374 nationally on financial health and #11 of 12 in NH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- N G M Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with N G M Employees
- Rates and health both vary by institution, not just by state -- see how New Hampshire credit unions compare overall before assuming this one is typical. New Hampshire state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is PRECISION financially healthy?
PRECISION has a financial health score of 77/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,101 of 4,374; by total assets it ranks #2,925 of 4,374 nationally (same basis as /rankings/largest); and #11 of 12 within New Hampshire. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 11.89% and delinquency rate of 2.15%.
How does PRECISION compare to other credit unions?
Five weighted metrics from NCUA filings produce PRECISION's 77/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join PRECISION?
PRECISION operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PRECISION directly for the exact boundaries and application steps.
Is my money safe at PRECISION?
Federal credit unions like PRECISION are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PRECISION's net worth ratio of 11.89% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does PRECISION offer compared to banks?
Credit unions like PRECISION are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact PRECISION directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.