State credit union · Clinton, Iowa · NCUA charter #65521
AEGIS
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $26.2M
- Total assets
- 3,685
- Members
- 17.4%
- Net-worth ratio
AEGIS scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $26.2M; members 3,685; net-worth ratio 17.37%; health rank #1,901 of 4,374; healthier than 54th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,901 of 4,374 health · 2025Q4AEGIS · health 85/100 · $26.2M · 2025Q4
Call Report peers
AEGIS in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
AEGIS vs every NCUA-scored credit union
AEGIS sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where AEGIS diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +21.31 pp (81.11% vs 59.80%).
- Delinquency Rate trails the peer set - 1.86% here, 1.15% peer average (+0.71 pp).
Where AEGIS sits in Iowa
- Iowa health ordinal: #36 of 66.
- Assets rank #47 of 66 inside Iowa ($26.2M reported).
- Iowa membership ordinal: #38 of 66.
- One place up in Iowa, North Star Community (#35) scores 86/100, 1 point higher; one place down, Quaker Oats (#37) ties at 85/100.
AEGIS: 2025Q4 → 2026Q1
AEGIS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $26.2M (2025Q4) to $27.2M (2026Q1).
- Net-worth ratio shifted +0.33 pp (17.04% → 17.37%).
This credit union's 17.37% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
AEGIS gives up 15 points in total. Delinquency Rate costs the most, 11.4 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 13.6 pts
- Return on Assets 15.0 pts
- Member Growth 11.8 pts
- Loan-to-Share Ratio 14.6 pts
Call Report ratios for AEGIS
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.37% | +2.51 pp |
| Delinquency Rate | 1.86% | +0.71 pp |
| Return on Assets | 1.93% | +1.22 pp |
| Member Growth | 2.33% | - |
| Loan-to-Share Ratio | 81.11% | +21.31 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
AEGIS filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $27.2M | - |
| 2025Q4 | $26.2M | 3,685 |
| 2024Q4 | $26.1M | 3,601 |
| 2023Q4 | $23.8M | 3,504 |
Credit Union Details
- Charter Number
- 65521
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Iowa
- City
- Clinton
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for AEGIS.
| Office | City |
|---|---|
| Clinton (Main Office) | Clinton, IA |
| South Branch | Clinton, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
Other federally-insured credit unions in Iowa, closest first by peer group and asset size.
Other-state peers near AEGIS
Similar total assets
Using this data
- AEGIS ranks #1,901 of 4,374 nationally on financial health and #36 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Family Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Family Community
Frequently Asked Questions
Is AEGIS financially healthy?
On its 2025Q4 NCUA 5300 filing, AEGIS scores 85/100 (Excellent), with a 17.37% net worth ratio and 1.86% of loans delinquent. It ranks #1,901 of 4,374 nationally on health and #36 of 66 in Iowa.
How does AEGIS compare to other credit unions?
AEGIS scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (81.11% vs 59.80%). Its widest shortfall is delinquency rate (1.86% vs 1.15%).
How can I join AEGIS?
Membership eligibility for AEGIS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact AEGIS directly for current membership requirements and application steps.
Is my money safe at AEGIS?
AEGIS is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. AEGIS's net worth ratio of 17.37% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.