State credit union · Manchester, New Hampshire · NCUA charter #65491
Members First Credit Union of N.H.
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $277.5M
- Total assets
- 13,027
- Members
- 9.1%
- Net-worth ratio
Members First Credit Union of N.H. scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $277.5M; members 13,027; net-worth ratio 9.11%; health rank #2,019 of 4,374; healthier than 54th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,019 of 4,374 health · 2025Q4Members First · health 85/100 · $277.5M · 2025Q4
Call Report peers
Members First Credit Union of N.H. in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Members First Credit Union of N.H. vs every NCUA-scored credit union
Members First Credit Union of N.H. sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Members First Credit Union of N.H. diverges from peer averages
- Largest favorable gap: Return on Assets at 0.69% vs peer 0.62% (+0.07 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -14.86 pp (57.34% vs 72.20%).
Members First Credit Union of N.H.: in-state Call Report ranks
- Health composite ranks #7 of 12 among scored New Hampshire credit unions.
- New Hampshire assets place: #9 of 12.
- New Hampshire membership ordinal: #9 of 12.
- One place up in New Hampshire, New Hampshire Postal (#6) ties at 85/100; one place down, Bellwether Community (#8) scores 83/100, 2 points lower.
How Members First Credit Union of N.H.'s 5300 filing moved
Members First Credit Union of N.H.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $277.5M (2025Q4) to $281.5M (2026Q1).
- Net-worth ratio shifted +0.05 pp (9.06% → 9.11%).
This credit union's 9.11% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
Members First Credit Union of N.H. gives up 15 points in total. Member Growth costs the most, 5.9 of its 15; Return on Assets scores full marks.
- Net Worth Ratio 27.8 pts
- Delinquency Rate 21.3 pts
- Return on Assets 15.0 pts
- Member Growth 9.1 pts
- Loan-to-Share Ratio 11.8 pts
Members First Credit Union of N.H. vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.11% | -3.00 pp |
| Delinquency Rate | 0.87% | -0.03 pp |
| Return on Assets | 0.69% | +0.07 pp |
| Member Growth | 0.12% | - |
| Loan-to-Share Ratio | 57.34% | -14.86 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Members First filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $281.5M | - |
| 2025Q4 | $277.5M | 13,027 |
| 2024Q4 | $257.1M | 13,012 |
| 2023Q4 | $250.6M | 12,805 |
Credit Union Details
- Charter Number
- 65491
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- New Hampshire
- City
- Manchester
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Members First Credit Union of N.H. runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Salmon Street Branch (Main Office) | Manchester, NH |
| Bedford Branch | Bedford, NH |
| Union Street Branch | Manchester, NH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Hampshire
More federally-insured credit unions based in New Hampshire, ordered by peer group match and asset size.
Cross-state Call Report peers for Members First
Using this data
- Members First Credit Union of N.H. ranks #2,019 of 4,374 nationally on financial health and #7 of 12 in NH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New Hampshire is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New Hampshire
Frequently Asked Questions
Is Members First Credit Union of N.H. financially healthy?
Members First Credit Union of N.H. has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,019 of 4,374 nationally on health and #7 of 12 in New Hampshire. Its net worth ratio is 9.11% and its delinquency rate 0.87%.
How does Members First Credit Union of N.H. compare to other credit unions?
Members First Credit Union of N.H. scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is return on assets (0.69% vs 0.62%). Its widest shortfall is loan-to-share ratio (57.34% vs 72.20%).
How can I join Members First Credit Union of N.H.?
Membership eligibility for Members First Credit Union of N.H. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Members First Credit Union of N.H. directly for current membership requirements and application steps.
Is my money safe at Members First Credit Union of N.H.?
Members First Credit Union of N.H. is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Members First Credit Union of N.H.'s net worth ratio of 9.11% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.