State credit union · LANSING, Michigan · NCUA charter #60947
Consumers Professional
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $144.6M
- Total assets
- 7,186
- Members
- 16.7%
- Net-worth ratio
Consumers Professional scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $144.6M; members 7,186; net-worth ratio 16.72%; health rank #1,910 of 4,374; healthier than 54th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,910 of 4,374 health · 2025Q4Consumers Professional · health 85/100 · $144.6M · 2025Q4
Call Report peers
Consumers Professional in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Consumers Professional vs every NCUA-scored credit union
Consumers Professional sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Consumers Professional diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +4.61 pp (16.72% vs 12.11%).
- Largest lag: Loan-to-Share Ratio at 50.23% vs peer 72.20% (-21.97 pp).
Consumers Professional in Michigan
- Health composite ranks #95 of 171 among scored Michigan credit unions.
- Michigan assets place: #95 of 171.
- Membership ranks #112 of 171 among Michigan CUs with a reported count (7,186 members).
- One place up in Michigan, EXTRA (#94) ties at 85/100; one place down, SOVITA (#96) ties at 85/100.
Quarter path for Consumers Professional
Consumers Professional: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.4% from $144.6M (2025Q4) to $148.0M (2026Q1).
- Net-worth ratio shifted -0.13 pp (16.85% → 16.72%).
16.72% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Consumers Professional gives up 15 points in total. Member Growth costs the most, 10.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.3 pts
- Loan-to-Share Ratio 10.7 pts
Call Report ratios for Consumers Professional
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.72% | +4.61 pp |
| Delinquency Rate | 0.30% | -0.59 pp |
| Return on Assets | 1.25% | +0.63 pp |
| Member Growth | -2.62% | - |
| Loan-to-Share Ratio | 50.23% | -21.97 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Consumers Professional
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $148.0M | - |
| 2025Q4 | $144.6M | 7,186 |
| 2024Q4 | $134.6M | 7,379 |
| 2023Q4 | $134.1M | 7,795 |
Credit Union Details
- Charter Number
- 60947
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Michigan
- City
- LANSING
- Data Quarter
- 2025Q4
Branch Locations (3)
Consumers Professional operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| CPCU-Lansing (Main Office) | Lansing, MI |
| CPCU Eaton Rapids | Eaton Rapids, MI |
| CPCU Saginaw | Saginaw, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
Other federally-insured credit unions in Michigan, closest first by peer group and asset size.
- IRON MOUNTAIN KINGSFORD COMMUNITYKINGSFORD, MI · $100M–$500M84Health
- BEST FINANCIALMUSKEGON, MI · $100M–$500M72Health
- COMMUNITY FIRSTLAKEVIEW, MI · $100M–$500M84Health
- FINANCIALEDGEBay City, MI · $100M–$500M87Health
- LENCOAdrian, MI · $100M–$500M95Health
Compare Consumers Professional vs IRON MOUNTAIN KINGSFORD COMMUNITY
Cross-state Call Report peers for Consumers Professional
Similar total assets
Using this data
- Consumers Professional ranks #1,910 of 4,374 nationally on financial health and #95 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Iron Mountain Kingsford Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Iron Mountain Kingsford Community
Frequently Asked Questions
Is Consumers Professional financially healthy?
Consumers Professional has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,910 of 4,374 nationally on health and #95 of 171 in Michigan. Its net worth ratio is 16.72% and its delinquency rate 0.30%.
How does Consumers Professional compare to other credit unions?
Consumers Professional scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (16.72% vs 12.11%). Its widest shortfall is loan-to-share ratio (50.23% vs 72.20%).
How can I join Consumers Professional?
Membership eligibility for Consumers Professional depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Consumers Professional directly for current membership requirements and application steps.
Is my money safe at Consumers Professional?
Consumers Professional is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Consumers Professional's net worth ratio of 16.72% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.