State credit union · Northridge, California · NCUA charter #68483
Matadors Community
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $364.1M
- Total assets
- 18,768
- Members
- 11.5%
- Net-worth ratio
Matadors Community scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $364.1M; members 18,768; net-worth ratio 11.48%; health rank #1,815 of 4,374; healthier than 57th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,815 of 4,374 health · 2025Q4Matadors Community · health 86/100 · $364.1M · 2025Q4
- MEM 86/100
- RANK 11.5%
- PHOTO 0.27%
- BOOK 0.27%
- CHARTER $364.1M
- NCUSIF 18,768
- CAMELS #1,815/4,374
- HEALTH SHAREPOINT
- NW 68483
Call Report peers
Matadors Community in the assets neighbourhood
Matadors Community's $364.1M assets sit next to SHAREPOINT ($362.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Matadors Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Matadors Community - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #68483: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Matadors Community: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 88.42% here, 72.20% peer average (+16.22 pp).
- Net Worth Ratio trails the peer set - 11.48% here, 12.11% peer average (-0.63 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Matadors Community sits in California
- California health ordinal: #105 of 243.
- By total assets, Matadors Community is #100 of 243 in California.
- Member book place in California: #104 of 243.
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Matadors Community's 5300 filing moved
Matadors Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.1% from $364.1M (2025Q4) to $359.9M (2026Q1).
- Net-worth ratio shifted +0.23 pp (11.25% → 11.48%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
11.48% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.6 pts
- Member Growth 4.0 pts
- Loan-to-Share Ratio 15.4 pts
Matadors Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.48% | -0.63 pp |
| Delinquency Rate | 0.27% | -0.63 pp |
| Return on Assets | 0.27% | -0.35 pp |
| Member Growth | -2.78% | - |
| Loan-to-Share Ratio | 88.42% | +16.22 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - Matadors Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $359.9M | - |
| 2025Q4 | $364.1M | 18,768 |
| 2024Q4 | $360.7M | 19,305 |
| 2023Q4 | $341.5M | 19,755 |
Credit Union Details
- Charter Number
- 68483
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- California
- City
- Northridge
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Matadors Community.
| Office | City |
|---|---|
| Chatsworth (Main Office) | Chatsworth, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Matadors Community, both outside California so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($364.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- Matadors Community ranks #1,815 of 4,374 nationally on financial health and #105 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MONTEREY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MONTEREY
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Matadors Community financially healthy?
Matadors Community has a financial health score of 86/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,815 of 4,374; by total assets it ranks #918 of 4,374 nationally (same basis as /rankings/largest); and #100 of 243 within California. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 11.48% and delinquency rate of 0.27%.
How does Matadors Community compare to other credit unions?
Five weighted metrics from NCUA filings produce Matadors Community's 86/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Matadors Community?
Membership eligibility for Matadors Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Matadors Community directly for current membership requirements and application steps.
Is my money safe at Matadors Community?
Federal credit unions like Matadors Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Matadors Community's net worth ratio of 11.48% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Matadors Community offer compared to banks?
Credit unions like Matadors Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Matadors Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.