Federal credit union · Pasadena, California · NCUA charter #594
PASADENA
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $380.0M
- Total assets
- 25,236
- Members
- 10.9%
- Net-worth ratio
PASADENA scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $380.0M; members 25,236; net-worth ratio 10.88%; health rank #1,480 of 4,374; healthier than 65th of scored peers.
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NCUA 5300 Call Report Masthead
#1,480 of 4,374 health · 2025Q4PASADENA · health 88/100 · $380.0M · 2025Q4
Call Report peers
PASADENA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PASADENA vs every NCUA-scored credit union
PASADENA sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
PASADENA vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.20 pp (0.70% vs 0.89%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -10.39 pp (61.81% vs 72.20%).
PASADENA: in-state Call Report ranks
- In California, health place is #92 of 243 on the same NCUA-ratio sort used nationally.
- By total assets, PASADENA is #99 of 243 in California.
- Member book place in California: #91 of 243.
- One place up in California, Credit Union of Southern California (#91) ties at 88/100; one place down, PROVIDENT (#93) ties at 88/100.
Quarter path for PASADENA
PASADENA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $380.0M (2025Q4) to $381.3M (2026Q1).
- Net-worth ratio shifted +0.22 pp (10.66% → 10.88%).
10.88% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
PASADENA gives up 12 points in total. Member Growth costs the most, 4.7 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.0 pts
- Return on Assets 11.2 pts
- Member Growth 10.3 pts
- Loan-to-Share Ratio 13.5 pts
Call Report ratios for PASADENA
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.88% | -1.23 pp |
| Delinquency Rate | 0.70% | -0.20 pp |
| Return on Assets | 0.25% | -0.37 pp |
| Member Growth | 1.10% | - |
| Loan-to-Share Ratio | 61.81% | -10.39 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $381.3M | - |
| 2025Q4 | $380.0M | 25,236 |
| 2024Q4 | $351.5M | 24,962 |
| 2023Q4 | $270.9M | 14,009 |
Credit Union Details
- Charter Number
- 594
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- California
- City
- Pasadena
- Data Quarter
- 2025Q4
Branch Locations (5)
PASADENA operates 5 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Pasadena Federal Credit Union (Main Office) | Pasadena, CA |
| Bell Gardens Branch Office | Bell Gardens, CA |
| Lake Branch Office | Pasadena, CA |
| Mustang Branch Office | Pasadena, CA |
| Rosemead Branch Office | Pasadena, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
PASADENA nationwide neighbourhoods
Using this data
- PASADENA ranks #1,480 of 4,374 nationally on financial health and #92 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Sea West Coast Guard is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Sea West Coast Guard
Frequently Asked Questions
Is PASADENA financially healthy?
On its 2025Q4 NCUA 5300 filing, PASADENA scores 88/100 (Excellent), with a 10.88% net worth ratio and 0.70% of loans delinquent. It ranks #1,480 of 4,374 nationally on health and #92 of 243 in California.
How does PASADENA compare to other credit unions?
PASADENA scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.70% vs 0.89%). Its widest shortfall is loan-to-share ratio (61.81% vs 72.20%).
How can I join PASADENA?
PASADENA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PASADENA directly for the exact boundaries and application steps.
Is my money safe at PASADENA?
PASADENA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PASADENA's net worth ratio of 10.88% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.