Federal credit union · Oklahoma City, Oklahoma · NCUA charter #24936
ALLEGIANCE
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $366.2M
- Total assets
- 23,798
- Members
- 9.4%
- Net-worth ratio
ALLEGIANCE scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $366.2M; members 23,798; net-worth ratio 9.38%; health rank #1,333 of 4,374; healthier than 69th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,333 of 4,374 health · 2025Q4ALLEGIANCE · health 89/100 · $366.2M · 2025Q4
Call Report peers
ALLEGIANCE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ALLEGIANCE vs every NCUA-scored credit union
ALLEGIANCE sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for ALLEGIANCE
- Loan-to-Share Ratio leads the peer set - 78.36% here, 72.20% peer average (+6.16 pp).
- Net Worth Ratio trails the peer set - 9.38% here, 12.11% peer average (-2.73 pp).
Where ALLEGIANCE sits in Oklahoma
- Health composite ranks #12 of 53 among scored Oklahoma credit unions.
- Assets rank #11 of 53 inside Oklahoma ($366.2M reported).
- Membership ranks #11 of 53 among Oklahoma CUs with a reported count (23,798 members).
- One place up in Oklahoma, ENDURANCE (#11) scores 90/100, 1 point higher; one place down, Southwest Oklahoma (#13) scores 88/100, 1 point lower.
How ALLEGIANCE's 5300 filing moved
ALLEGIANCE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $366.2M (2025Q4) to $372.3M (2026Q1).
- Net-worth ratio shifted -0.01 pp (9.39% → 9.38%).
This credit union's 9.38% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
ALLEGIANCE gives up 11 points in total. Member Growth costs the most, 7.8 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 28.5 pts
- Delinquency Rate 24.0 pts
- Return on Assets 14.5 pts
- Member Growth 7.2 pts
- Loan-to-Share Ratio 14.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.38% | -2.73 pp |
| Delinquency Rate | 0.60% | -0.29 pp |
| Return on Assets | 0.47% | -0.16 pp |
| Member Growth | -1.02% | - |
| Loan-to-Share Ratio | 78.36% | +6.16 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $372.3M | - |
| 2025Q4 | $366.2M | 23,798 |
| 2024Q4 | $353.8M | 24,043 |
| 2023Q4 | $350.0M | 24,529 |
Credit Union Details
- Charter Number
- 24936
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Oklahoma
- City
- Oklahoma City
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, ALLEGIANCE runs 5 offices in 2 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Oklahoma City, OK |
| Edmond Branch | Edmond, OK |
| South OKC Branch | Oklahoma City, OK |
| Alianza Branch | Oklahoma City, OK |
| CUSC Shared Branch | Oklahoma City, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
A look at other Oklahoma credit unions, ranked by how closely their peer group and asset size match this one.
ALLEGIANCE nationwide neighbourhoods
Using this data
- ALLEGIANCE ranks #1,333 of 4,374 nationally on financial health and #12 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fort Sill is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fort Sill
Frequently Asked Questions
Is ALLEGIANCE financially healthy?
On its 2025Q4 NCUA 5300 filing, ALLEGIANCE scores 89/100 (Excellent), with a 9.38% net worth ratio and 0.60% of loans delinquent. It ranks #1,333 of 4,374 nationally on health and #12 of 53 in Oklahoma.
How does ALLEGIANCE compare to other credit unions?
ALLEGIANCE scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (78.36% vs 72.20%). Its widest shortfall is net worth ratio (9.38% vs 12.11%).
How can I join ALLEGIANCE?
ALLEGIANCE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ALLEGIANCE directly for the exact boundaries and application steps.
Is my money safe at ALLEGIANCE?
ALLEGIANCE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALLEGIANCE's net worth ratio of 9.38% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.