Federal credit union · Burbank, California · NCUA charter #15317
SAG-AFTRA
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $342.9M
- Total assets
- 20,990
- Members
- 12.7%
- Net-worth ratio
SAG-AFTRA scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $342.9M; members 20,990; net-worth ratio 12.68%; health rank #1,956 of 4,374; healthier than 54th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,956 of 4,374 health · 2025Q4SAG-AFTRA · health 85/100 · $342.9M · 2025Q4
- DELQ 85/100
- ROA 12.7%
- ASSETS 0.84%
- MEM 0.63%
- RANK $342.9M
- PHOTO 20,990
- BOOK #1,956/4,374
- CHARTER United Financial
- NCUSIF 15317
Call Report peers
SAG-AFTRA in the assets neighbourhood
SAG-AFTRA's $342.9M assets sit next to United Financial ($342.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SAG-AFTRA vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
SAG-AFTRA - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #15317: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
SAG-AFTRA: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +0.57 pp (12.68% vs 12.11%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -16.93 pp (55.27% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
California standing for SAG-AFTRA
- In California, health place is #115 of 243 on the same NCUA-ratio sort used nationally.
- Assets rank #102 of 243 inside California ($342.9M reported).
- Member book place in California: #99 of 243.
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
SAG-AFTRA: 2025Q4 → 2026Q1
SAG-AFTRA: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.7% from $342.9M (2025Q4) to $340.6M (2026Q1).
- Net-worth ratio shifted +0.37 pp (12.31% → 12.68%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.68% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.6 pts
- Return on Assets 15.0 pts
- Member Growth 6.9 pts
- Loan-to-Share Ratio 11.5 pts
Call Report ratios for SAG-AFTRA
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.68% | +0.57 pp |
| Delinquency Rate | 0.84% | -0.06 pp |
| Return on Assets | 0.63% | +0.00 pp |
| Member Growth | -1.16% | - |
| Loan-to-Share Ratio | 55.27% | -16.93 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
SAG-AFTRA quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $340.6M | - |
| 2025Q4 | $342.9M | 20,990 |
| 2024Q4 | $349.9M | 21,236 |
| 2023Q4 | $362.4M | 22,333 |
Credit Union Details
- Charter Number
- 15317
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $100M–$500M
- State
- California
- City
- Burbank
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, SAG-AFTRA runs 6 offices in 5 different cities across 2 states.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Burbank, CA |
| Iron Mountain | Boston, MA |
| Burbank Branch | Burbank, CA |
| Los Angeles SAG-AFTRA Plaza | Los Angeles, CA |
| Centurion Disaster Recovery | San Diego, CA |
| Sherman Oaks | Sherman Oaks, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
SAG-AFTRA's nationwide photo peers by assets and by health score, excluding California charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($342.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- SAG-AFTRA ranks #1,956 of 4,374 nationally on financial health and #115 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- UME is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with UME
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is SAG-AFTRA financially healthy?
SAG-AFTRA scores 85/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,956 of 4,374; by total assets it ranks #953 of 4,374 nationally (same basis as /rankings/largest); and #102 of 243 within California. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 12.68% net worth ratio and a 0.84% delinquency rate.
How does SAG-AFTRA compare to other credit unions?
85/100 is SAG-AFTRA's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join SAG-AFTRA?
SAG-AFTRA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SAG-AFTRA directly for the exact boundaries and application steps.
Is my money safe at SAG-AFTRA?
Federal credit unions like SAG-AFTRA are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SAG-AFTRA's net worth ratio of 12.68% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does SAG-AFTRA offer compared to banks?
Credit unions like SAG-AFTRA are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact SAG-AFTRA directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.