State credit union · Littleton, Colorado · NCUA charter #68560
Red Rocks
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $350.4M
- Total assets
- 18,086
- Members
- 9.1%
- Net-worth ratio
Red Rocks scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $350.4M; members 18,086; net-worth ratio 9.07%; health rank #1,864 of 4,374; healthier than 57th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,864 of 4,374 health · 2025Q4Red Rocks · health 86/100 · $350.4M · 2025Q4
Call Report peers
Red Rocks in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Red Rocks vs every NCUA-scored credit union
Red Rocks sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Red Rocks: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 91.53% here, 72.20% peer average (+19.33 pp).
- Widest shortfall vs peers is Net Worth Ratio: -3.04 pp (9.07% vs 12.11%).
Red Rocks in Colorado
- Health composite ranks #26 of 66 among scored Colorado credit unions.
- By total assets, Red Rocks is #16 of 66 in Colorado.
- Membership ranks #15 of 66 among Colorado CUs with a reported count (18,086 members).
- One place up in Colorado, Weld Community (#25) scores 87/100, 1 point higher; one place down, Moffat County Schools (#27) scores 85/100, 1 point lower.
How Red Rocks's 5300 filing moved
Red Rocks: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $350.4M (2025Q4) to $354.4M (2026Q1).
- Net-worth ratio shifted -0.04 pp (9.11% → 9.07%).
This credit union's 9.07% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 86/100 score is built
Red Rocks gives up 14 points in total. Return on Assets costs the most, 5.4 of its 15; Loan-to-Share Ratio loses the least, 0.7.
- Net Worth Ratio 27.7 pts
- Delinquency Rate 22.9 pts
- Return on Assets 9.6 pts
- Member Growth 11.3 pts
- Loan-to-Share Ratio 14.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.07% | -3.04 pp |
| Delinquency Rate | 0.71% | -0.19 pp |
| Return on Assets | 0.14% | -0.48 pp |
| Member Growth | 1.96% | - |
| Loan-to-Share Ratio | 91.53% | +19.33 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $354.4M | - |
| 2025Q4 | $350.4M | 18,086 |
| 2024Q4 | $330.0M | 17,739 |
| 2023Q4 | $326.5M | 17,464 |
Credit Union Details
- Charter Number
- 68560
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Littleton
- Data Quarter
- 2025Q4
Branch Locations (3)
Red Rocks operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Red Rocks CU (Main Office) | Littleton, CO |
| Red Rocks TC Branch | Highlands Ranch, CO |
| Red Rocks CU Waterton Branch | Littleton, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
A look at other Colorado credit unions, ranked by how closely their peer group and asset size match this one.
Red Rocks nationwide neighbourhoods
Using this data
- Red Rocks ranks #1,864 of 4,374 nationally on financial health and #26 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- AFFIDIAN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with AFFIDIAN
Frequently Asked Questions
Is Red Rocks financially healthy?
On its 2025Q4 NCUA 5300 filing, Red Rocks scores 86/100 (Excellent), with a 9.07% net worth ratio and 0.71% of loans delinquent. It ranks #1,864 of 4,374 nationally on health and #26 of 66 in Colorado.
How does Red Rocks compare to other credit unions?
Red Rocks scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (91.53% vs 72.20%). Its widest shortfall is net worth ratio (9.07% vs 12.11%).
How can I join Red Rocks?
Membership eligibility for Red Rocks depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Red Rocks directly for current membership requirements and application steps.
Is my money safe at Red Rocks?
Red Rocks is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Red Rocks's net worth ratio of 9.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.