Federal credit union · Seagoville, Texas · NCUA charter #6008
SEAGOVILLE
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $16.1M
- Total assets
- 889
- Members
- 20.9%
- Net-worth ratio
SEAGOVILLE scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.1M; members 889; net-worth ratio 20.86%; health rank #1,749 of 4,374; healthier than 57th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,749 of 4,374 health · 2025Q4SEAGOVILLE · health 86/100 · $16.1M · 2025Q4
Call Report peers
SEAGOVILLE in the assets neighbourhood
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SEAGOVILLE vs every NCUA-scored credit union
SEAGOVILLE sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
SEAGOVILLE: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 20.86% here, 14.86% peer average (+6.00 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -5.95 pp (53.85% vs 59.80%).
SEAGOVILLE: in-state Call Report ranks
- In Texas, health place is #157 of 386 on the same NCUA-ratio sort used nationally.
- Assets rank #275 of 386 inside Texas ($16.1M reported).
- Member book place in Texas: #326 of 386.
- One place up in Texas, Edinburg Teachers (#156) ties at 86/100; one place down, EDUCATORS (#158) ties at 86/100.
SEAGOVILLE: 2025Q4 → 2026Q1
SEAGOVILLE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.0% from $16.1M (2025Q4) to $16.2M (2026Q1).
- Net-worth ratio shifted -0.05 pp (20.91% → 20.86%).
This credit union's 20.86% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 86/100 score is built
SEAGOVILLE gives up 14 points in total. Member Growth costs the most, 10.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.5 pts
- Loan-to-Share Ratio 11.5 pts
SEAGOVILLE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.86% | +6.00 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.70% | +0.99 pp |
| Member Growth | -2.52% | - |
| Loan-to-Share Ratio | 53.85% | -5.95 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - SEAGOVILLE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $16.2M | - |
| 2025Q4 | $16.1M | 889 |
| 2024Q4 | $16.2M | 912 |
| 2023Q4 | $16.6M | 937 |
Credit Union Details
- Charter Number
- 6008
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Seagoville
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, SEAGOVILLE runs 2 offices.
| Office | City |
|---|---|
| Seagoville Federal Credit Union (Main Office) | Seagoville, TX |
| Home Bank | Seagoville, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
SEAGOVILLE nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- SEAGOVILLE ranks #1,749 of 4,374 nationally on financial health and #157 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Member Preferred is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Member Preferred
Frequently Asked Questions
Is SEAGOVILLE financially healthy?
SEAGOVILLE has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,749 of 4,374 nationally on health and #157 of 386 in Texas. Its net worth ratio is 20.86% and its delinquency rate 0.00%.
How does SEAGOVILLE compare to other credit unions?
SEAGOVILLE scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (20.86% vs 14.86%). Its widest shortfall is loan-to-share ratio (53.85% vs 59.80%).
How can I join SEAGOVILLE?
SEAGOVILLE serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact SEAGOVILLE directly for the current list of qualifying groups.
Is my money safe at SEAGOVILLE?
SEAGOVILLE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SEAGOVILLE's net worth ratio of 20.86% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.