Federal credit union · LEOMINSTER, Massachusetts · NCUA charter #1461
Leominster Employees
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $28.3M
- Total assets
- 1,742
- Members
- 11.2%
- Net-worth ratio
Leominster Employees scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $28.3M; members 1,742; net-worth ratio 11.21%; health rank #1,672 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,672 of 4,374 health · 2025Q4Leominster Employees · health 87/100 · $28.3M · 2025Q4
Call Report peers
Leominster Employees in the assets neighbourhood
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Leominster Employees vs every NCUA-scored credit union
Leominster Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Leominster Employees
- Delinquency Rate leads the peer set - 0.09% here, 1.15% peer average (-1.06 pp).
- Net Worth Ratio trails the peer set - 11.21% here, 14.86% peer average (-3.65 pp).
Massachusetts standing for Leominster Employees
- Massachusetts health ordinal: #49 of 126.
- Assets rank #86 of 126 inside Massachusetts ($28.3M reported).
- Member book place in Massachusetts: #88 of 126.
- One place up in Massachusetts, 600 Atlantic (#48) ties at 87/100; one place down, New Bedford (#50) ties at 87/100.
Leominster Employees Call Report trajectory
Leominster Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $28.3M (2025Q4) to $29.3M (2026Q1).
- Net-worth ratio shifted -0.18 pp (11.39% → 11.21%).
11.21% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Leominster Employees gives up 13 points in total. Member Growth costs the most, 10 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.0 pts
- Loan-to-Share Ratio 12.0 pts
Leominster Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.21% | -3.65 pp |
| Delinquency Rate | 0.09% | -1.06 pp |
| Return on Assets | 1.02% | +0.31 pp |
| Member Growth | -2.24% | - |
| Loan-to-Share Ratio | 56.32% | -3.48 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Leominster Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $29.3M | - |
| 2025Q4 | $28.3M | 1,742 |
| 2024Q4 | $26.9M | 1,782 |
| 2023Q4 | $24.1M | 1,833 |
Credit Union Details
- Charter Number
- 1461
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Massachusetts
- City
- LEOMINSTER
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Leominster Employees runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| LEFCU Office (Main Office) | Leominster, MA |
| CompuSource Systems Inc | Amherst, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
Other federally-insured credit unions in Massachusetts, closest first by peer group and asset size.
Cross-state Call Report peers for Leominster Employees
Similar total assets
Using this data
- Leominster Employees ranks #1,672 of 4,374 nationally on financial health and #49 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HTM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HTM
Frequently Asked Questions
Is Leominster Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Leominster Employees scores 87/100 (Excellent), with a 11.21% net worth ratio and 0.09% of loans delinquent. It ranks #1,672 of 4,374 nationally on health and #49 of 126 in Massachusetts.
How does Leominster Employees compare to other credit unions?
Leominster Employees scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.09% vs 1.15%). Its widest shortfall is net worth ratio (11.21% vs 14.86%).
How can I join Leominster Employees?
Leominster Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Leominster Employees directly for the exact boundaries and application steps.
Is my money safe at Leominster Employees?
Leominster Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Leominster Employees's net worth ratio of 11.21% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.