Federal credit union · South Boston, Massachusetts · NCUA charter #23803
Taupa Lithuanian
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $28.6M
- Total assets
- 1,778
- Members
- 9.8%
- Net-worth ratio
Taupa Lithuanian scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $28.6M; members 1,778; net-worth ratio 9.79%; health rank #3,010 of 4,374; healthier than 31st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,010 of 4,374 health · 2025Q4Taupa Lithuanian · health 78/100 · $28.6M · 2025Q4
- ROA 78/100
- ASSETS 9.8%
- MEM 0.07%
- RANK 0.17%
- PHOTO $28.6M
- BOOK 1,778
- CHARTER #3,010/4,374
- NCUSIF Walton County Teachers
- CAMELS 23803
Call Report peers
Taupa Lithuanian in the assets neighbourhood
Taupa Lithuanian's $28.6M assets sit next to Walton County Teachers ($28.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Taupa Lithuanian vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Taupa Lithuanian - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #23803 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Taupa Lithuanian: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 115.61% vs peer 59.80% (+55.81 pp).
- Net Worth Ratio trails the peer set - 9.79% here, 14.86% peer average (-5.07 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Taupa Lithuanian sits in Massachusetts
- In Massachusetts, health place is #90 of 126 on the same NCUA-ratio sort used nationally.
- By total assets, Taupa Lithuanian is #84 of 126 in Massachusetts.
- Membership ranks #86 of 126 among Massachusetts CUs with a reported count (1,778 members).
In-state ordinals use the live credit_unions table for MA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Taupa Lithuanian Call Report trajectory
Taupa Lithuanian: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.6% from $28.6M (2025Q4) to $29.6M (2026Q1).
- Net-worth ratio shifted -0.24 pp (10.03% → 9.79%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.79% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 78/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 78.
- Net Worth Ratio 29.5 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.1 pts
- Member Growth 9.2 pts
- Loan-to-Share Ratio 4.2 pts
Call Report ratios for Taupa Lithuanian
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.79% | -5.07 pp |
| Delinquency Rate | 0.07% | -1.07 pp |
| Return on Assets | 0.17% | -0.53 pp |
| Member Growth | 0.17% | - |
| Loan-to-Share Ratio | 115.61% | +55.81 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $29.6M | - |
| 2025Q4 | $28.6M | 1,778 |
| 2024Q4 | $27.3M | 1,775 |
| 2023Q4 | $26.3M | 1,745 |
Credit Union Details
- Charter Number
- 23803
- Type
- Federal
- Field of Membership
- Association/Group
- Peer Group
- $10M–$50M
- State
- Massachusetts
- City
- South Boston
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Taupa Lithuanian, spread across 2 cities.
| Office | City |
|---|---|
| Taupa Lithuanian FCU (Main Office) | South Boston, MA |
| Disaster recovery | Quincy, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
Other federally-insured credit unions in Massachusetts, closest first by peer group and asset size.
Other-state peers near Taupa Lithuanian
Cross-state asset and health neighbours for Taupa Lithuanian - kept outside Massachusetts; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($28.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (78/100 here).
Using this data
- Taupa Lithuanian ranks #3,010 of 4,374 nationally on financial health and #90 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HTM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HTM
- Rates and health both vary by institution, not just by state -- see how Massachusetts credit unions compare overall before assuming this one is typical. Massachusetts state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Taupa Lithuanian financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Taupa Lithuanian carries a financial health score of 78/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,010 of 4,374; by total assets it ranks #2,887 of 4,374 nationally (same basis as /rankings/largest); and #84 of 126 within Massachusetts. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 9.79% net worth ratio and a 0.07% delinquency rate.
How does Taupa Lithuanian compare to other credit unions?
PlainCU's health composite puts Taupa Lithuanian at 78/100, compared to a peer group average for $10M–$50M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Taupa Lithuanian?
Taupa Lithuanian serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Taupa Lithuanian directly for the current list of qualifying groups.
Is my money safe at Taupa Lithuanian?
Federal credit unions like Taupa Lithuanian are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Taupa Lithuanian's net worth ratio of 9.79% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Taupa Lithuanian offer compared to banks?
Credit unions like Taupa Lithuanian are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Taupa Lithuanian directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.