Federal credit union · LOGAN, Utah · NCUA charter #24763
New Heights
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $28.3M
- Total assets
- 2,209
- Members
- 14.6%
- Net-worth ratio
New Heights scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $28.3M; members 2,209; net-worth ratio 14.57%; health rank #3,757 of 4,374; healthier than 13th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,757 of 4,374 health · 2025Q4New Heights · health 67/100 · $28.3M · 2025Q4
- RANK 67/100
- PHOTO 14.6%
- BOOK 0.33%
- CHARTER -0.43%
- NCUSIF $28.3M
- CAMELS 2,209
- HEALTH #3,757/4,374
- NW ECM
- DELQ 24763
Call Report peers
New Heights in the assets neighbourhood
New Heights's $28.3M assets sit next to ECM ($28.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New Heights vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
New Heights - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #24763: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Peer-gap read for New Heights
- Largest favorable gap: Delinquency Rate at 0.33% vs peer 1.15% (-0.82 pp).
- Loan-to-Share Ratio trails the peer set - 50.01% here, 59.80% peer average (-9.79 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
New Heights in Utah
- Health composite ranks #47 of 53 among scored Utah credit unions.
- By total assets, New Heights is #37 of 53 in Utah.
- Membership ranks #36 of 53 among Utah CUs with a reported count (2,209 members).
In-state ordinals use the live credit_unions table for UT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
New Heights Call Report trajectory
New Heights: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.4% from $28.3M (2025Q4) to $28.2M (2026Q1).
- Net-worth ratio shifted +0.28 pp (14.29% → 14.57%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 14.57% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 67/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 67.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.6 pts
- Member Growth 1.1 pts
- Loan-to-Share Ratio 10.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.57% | -0.29 pp |
| Delinquency Rate | 0.33% | -0.82 pp |
| Return on Assets | -0.43% | -1.14 pp |
| Member Growth | -4.37% | - |
| Loan-to-Share Ratio | 50.01% | -9.79 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $28.2M | - |
| 2025Q4 | $28.3M | 2,209 |
| 2024Q4 | $28.3M | 2,310 |
| 2023Q4 | $30.0M | 2,406 |
Credit Union Details
- Charter Number
- 24763
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Utah
- City
- LOGAN
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for New Heights.
| Office | City |
|---|---|
| New Heights Federal Credit Union (Main Office) | Logan, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Utah
A look at other Utah credit unions, ranked by how closely their peer group and asset size match this one.
New Heights nationwide neighbourhoods
Cross-state asset and health neighbours for New Heights - kept outside Utah; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($28.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (67/100 here).
Using this data
- New Heights ranks #3,757 of 4,374 nationally on financial health and #47 of 53 in UT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- San Juan is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with San Juan
- Rates and health both vary by institution, not just by state -- see how Utah credit unions compare overall before assuming this one is typical. Utah state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is New Heights financially healthy?
A 14.57% net worth ratio and a 0.33% delinquency rate feed into New Heights's financial health score of 67/100 (Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,757 of 4,374; by total assets it ranks #2,893 of 4,374 nationally (same basis as /rankings/largest); and #37 of 53 within Utah. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does New Heights compare to other credit unions?
Five weighted metrics from NCUA filings produce New Heights's 67/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join New Heights?
New Heights operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New Heights directly for the exact boundaries and application steps.
Is my money safe at New Heights?
Federal credit unions like New Heights are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Heights's net worth ratio of 14.57% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does New Heights offer compared to banks?
Credit unions like New Heights are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact New Heights directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.