Federal credit union · SYLMAR, California · NCUA charter #1034

Olive View Employees

Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

87
Health / 100
$74.2M
Total assets
6,269
Members
19.2%
Net-worth ratio
A Letter grade on the five-factor composite

Olive View Employees scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $74.2M; members 6,269; net-worth ratio 19.24%; health rank #1,568 of 4,374; healthier than 60th of scored peers.

NCUA 5300 Call Report masthead

NCUA 5300 Call Report Masthead

#1,568 of 4,374 health · 2025Q4

Olive View Employees · health 87/100 · $74.2M · 2025Q4

  • NCUSIF 87/100
  • CAMELS 19.2%
  • HEALTH 1.85%
  • NW 0.69%
  • DELQ $74.2M
  • ROA 6,269
  • ASSETS #1,568/4,374
  • MEM Delta County
  • RANK 1034

Olive View Employees in the assets neighbourhood

THORNAPPLE$74.5MOlive View Employees (this)$74.2MDelta County$74.1MFirst Priority$74.0MNorthern Colorado$73.9MHawaii First$73.9M
Nearest other-state credit unions by total assets (NCUA 5300)

Olive View Employees's $74.2M assets sit next to Delta County ($74.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Olive View Employees vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

87 Top 40% higher than 60% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Olive View Employees - Share Insurance Coverage

Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #1034. See our deposit-insurance coverage note.

NCUSIF coverage gauge for Olive View Employees Share insurance under NCUSIF covers up to $250,000 per share owner. Olive View Employees holds approximately $59.1M in member shares. Composite CAMELS rating bracket 1 (Strong). Risk-based capital ratio 19.2 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 1 · Strong RBC ratio 19.2% · $59.1M member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

Where Olive View Employees diverges from peer averages

  • Net Worth Ratio leads the peer set - 19.24% here, 13.62% peer average (+5.62 pp).
  • Widest shortfall vs peers is Delinquency Rate: +0.89 pp (1.85% vs 0.96%).

Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

Olive View Employees: in-state Call Report ranks

  • Health composite ranks #98 of 243 among scored California credit unions.
  • California assets place: #168 of 243.
  • Membership ranks #145 of 243 among California CUs with a reported count (6,269 members).

In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

Quarter path for Olive View Employees

Olive View Employees: total assets by quarter

4 Call Report filings on this page's own vintage chain

60,000,00065,000,00070,000,00075,000,00080,000,000 2023Q42024Q42025Q42026Q1 63,957,843 75,225,960 ▲ +17.6%
  • Assets moved +1.3% from $74.2M (2025Q4) to $75.2M (2026Q1).
  • Net-worth ratio shifted -0.65 pp (19.89% → 19.24%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 100.0%

19.24% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 87/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 87.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 13.6 pts
  • Return on Assets 15.0 pts
  • Member Growth 15.0 pts
  • Loan-to-Share Ratio 13.4 pts

Olive View Employees vs peer ratios

Metric Value vs peer
Net Worth Ratio 19.24% +5.62 pp
Delinquency Rate 1.85% +0.89 pp
Return on Assets 0.69% +0.04 pp
Member Growth 5.79% -
Loan-to-Share Ratio 61.80% -0.80 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).

Call Report history - Olive View Employees

Quarter Assets Members
2026Q1 $75.2M -
2025Q4 $74.2M 6,269
2024Q4 $64.0M 5,926
2023Q4 $64.0M 5,833

Credit Union Details

Charter Number
1034
Type
Federal
Field of Membership
Community
Peer Group
$50M–$100M
State
California
City
SYLMAR
Data Quarter
2025Q4

Branch Locations (2)

Olive View Employees operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.

Office City
Olive View FCU (Main Office) Sylmar, CA
Cusa Technologies BROOKFIELD, WI

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in California

More federally-insured credit unions based in California, ordered by peer group match and asset size.

Compare Olive View Employees vs POLAM

Cross-state Call Report peers for Olive View Employees

Cross-state asset and health neighbours for Olive View Employees - kept outside California; in-state CUs stay in the Nearby block.

Using this data

  • Olive View Employees ranks #1,568 of 4,374 nationally on financial health and #98 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • POLAM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with POLAM
  • Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is Olive View Employees financially healthy?

Based on NCUA 5300 Call Report data as of Q4 2025, Olive View Employees carries a financial health score of 87/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,568 of 4,374; by total assets it ranks #2,079 of 4,374 nationally (same basis as /rankings/largest); and #168 of 243 within California. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 19.24% net worth ratio and a 1.85% delinquency rate.

How does Olive View Employees compare to other credit unions?

87/100 is Olive View Employees's score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join Olive View Employees?

Olive View Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Olive View Employees directly for the exact boundaries and application steps.

Is my money safe at Olive View Employees?

Federal credit unions like Olive View Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Olive View Employees's net worth ratio of 19.24% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does Olive View Employees offer compared to banks?

Credit unions like Olive View Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Olive View Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sourced from the NCUA 5300 Call Report (2025Q4) for Olive View Employees. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.