State credit union · Beloit, Wisconsin · NCUA charter #66877
TEACHERS
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $37.2M
- Total assets
- 2,192
- Members
- 12.1%
- Net-worth ratio
TEACHERS scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $37.2M; members 2,192; net-worth ratio 12.07%; health rank #783 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#783 of 4,374 health · 2025Q4TEACHERS · health 92/100 · $37.2M · 2025Q4
Call Report peers
TEACHERS in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TEACHERS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TEACHERS sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for TEACHERS
- Delinquency Rate leads the peer set - 0.29% here, 1.15% peer average (-0.85 pp).
- Largest lag: Loan-to-Share Ratio at 53.44% vs peer 59.80% (-6.36 pp).
Where TEACHERS sits in Wisconsin
- Health composite ranks #31 of 100 among scored Wisconsin credit unions.
- By total assets, TEACHERS is #74 of 100 in Wisconsin.
- Wisconsin membership ordinal: #78 of 100.
- One place up in Wisconsin, SENTRY (#30) ties at 92/100; one place down, LANDMARK (#32) ties at 92/100.
TEACHERS: 2025Q4 → 2026Q1
TEACHERS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $37.2M (2025Q4) to $37.6M (2026Q1).
- Net-worth ratio shifted +0.12 pp (11.95% → 12.07%).
12.07% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
TEACHERS gives up 8 points in total. Member Growth costs the most, 3.9 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.1 pts
- Loan-to-Share Ratio 10.9 pts
Call Report ratios for TEACHERS
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.07% | -2.79 pp |
| Delinquency Rate | 0.29% | -0.85 pp |
| Return on Assets | 0.74% | +0.04 pp |
| Member Growth | 1.72% | - |
| Loan-to-Share Ratio | 53.44% | -6.36 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
TEACHERS quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $37.6M | - |
| 2025Q4 | $37.2M | 2,192 |
| 2024Q4 | $37.8M | 2,155 |
| 2023Q4 | $33.3M | 2,131 |
Credit Union Details
- Charter Number
- 66877
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Wisconsin
- City
- Beloit
- Data Quarter
- 2025Q4
Branch Location
TEACHERS operates a single office in Beloit, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Teachers Credit Union (Main Office) | Beloit, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
A look at other Wisconsin credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near TEACHERS
Similar total assets
Similar health score
Using this data
- TEACHERS ranks #783 of 4,374 nationally on financial health and #31 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- RIPPLE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with RIPPLE
Frequently Asked Questions
Is TEACHERS financially healthy?
TEACHERS has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #783 of 4,374 nationally on health and #31 of 100 in Wisconsin. Its net worth ratio is 12.07% and its delinquency rate 0.29%.
How does TEACHERS compare to other credit unions?
TEACHERS scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.29% vs 1.15%). Its widest shortfall is loan-to-share ratio (53.44% vs 59.80%).
How can I join TEACHERS?
Membership eligibility for TEACHERS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TEACHERS directly for current membership requirements and application steps.
Is my money safe at TEACHERS?
TEACHERS is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TEACHERS's net worth ratio of 12.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.