Federal credit union · Akron, New York · NCUA charter #13367
Akron School Employees
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $1.1M
- Total assets
- 206
- Members
- 21.1%
- Net-worth ratio
Akron School Employees scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.1M; members 206; net-worth ratio 21.11%; health rank #1,557 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,557 of 4,374 health · 2025Q4Akron School Employees · health 87/100 · $1.1M · 2025Q4
- CHARTER 87/100
- NCUSIF 21.1%
- CAMELS 0.00%
- HEALTH 1.15%
- NW $1.1M
- DELQ 206
- ROA #1,557/4,374
- ASSETS n/a
- MEM 13367
Call Report peers
Akron School Employees carries $1.1M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Akron School Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Akron School Employees - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #13367. See our deposit-insurance coverage note.
Peer-gap read for Akron School Employees
- Largest favorable gap: Loan-to-Share Ratio at 58.43% vs peer 52.70% (+5.73 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.82 pp (21.11% vs 22.93%).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Akron School Employees in New York
- Health composite ranks #85 of 272 among scored New York credit unions.
- New York assets place: #250 of 272.
- New York membership ordinal: #257 of 272.
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Akron School Employees: 2025Q4 → 2026Q1
Akron School Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.6% from $1.1M (2025Q4) to $1.2M (2026Q1).
- Net-worth ratio shifted -1.04 pp (22.15% → 21.11%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
21.11% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.7 pts
- Loan-to-Share Ratio 12.3 pts
Akron School Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.11% | -1.82 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 1.15% | +0.93 pp |
| Member Growth | -2.37% | - |
| Loan-to-Share Ratio | 58.43% | +5.73 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Akron School Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.2M | - |
| 2025Q4 | $1.1M | 206 |
| 2024Q4 | $1.1M | 211 |
| 2023Q4 | $1.3M | 218 |
Credit Union Details
- Charter Number
- 13367
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- Under $2M
- State
- New York
- City
- Akron
- Data Quarter
- 2025Q4
Branch Location
Akron School Employees operates a single office in Akron, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Office (Main Office) | Akron, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Akron School Employees - kept outside New York; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Akron School Employees ranks #1,557 of 4,374 nationally on financial health and #85 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- St. John United is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with St. John United
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Akron School Employees financially healthy?
Akron School Employees scores 87/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,557 of 4,374; by total assets it ranks #4,218 of 4,374 nationally (same basis as /rankings/largest); and #250 of 272 within New York. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 21.11% net worth ratio and a 0.00% delinquency rate.
How does Akron School Employees compare to other credit unions?
PlainCU's health composite puts Akron School Employees at 87/100, compared to a peer group average for Under $2M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Akron School Employees?
Akron School Employees is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Akron School Employees directly to confirm eligibility.
Is my money safe at Akron School Employees?
Federal credit unions like Akron School Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Akron School Employees's net worth ratio of 21.11% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Akron School Employees offer compared to banks?
Credit unions like Akron School Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Akron School Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.