Federal credit union · Vancouver, Washington · NCUA charter #10799
Longshoremen's Local 4
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $37.3M
- Total assets
- 1,014
- Members
- 23.0%
- Net-worth ratio
Longshoremen's Local 4 scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $37.3M; members 1,014; net-worth ratio 23.03%; health rank #1,549 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,549 of 4,374 health · 2025Q4Longshoremen's Local 4 · health 87/100 · $37.3M · 2025Q4
Call Report peers
Longshoremen's Local 4 in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Longshoremen's Local 4 vs every NCUA-scored credit union
Longshoremen's Local 4 sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Longshoremen's Local 4 vs $10M–$50M peers
- Net Worth Ratio leads the peer set - 23.03% here, 14.86% peer average (+8.17 pp).
Longshoremen's Local 4 in Washington
- Washington health ordinal: #33 of 75.
- Assets rank #64 of 75 inside Washington ($37.3M reported).
- Membership ranks #72 of 75 among Washington CUs with a reported count (1,014 members).
- One place up in Washington, KITSAP (#32) scores 88/100, 1 point higher; one place down, People's Community (#34) ties at 87/100.
Longshoremen's Local 4 Call Report trajectory
Longshoremen's Local 4: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +7.3% from $37.3M (2025Q4) to $40.0M (2026Q1).
- Net-worth ratio shifted -1.27 pp (24.30% → 23.03%).
This credit union's 23.03% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Longshoremen's Local 4 gives up 13 points in total. Member Growth costs the most, 11.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.3 pts
- Loan-to-Share Ratio 13.7 pts
Longshoremen's Local 4 vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.03% | +8.17 pp |
| Delinquency Rate | 0.35% | -0.79 pp |
| Return on Assets | 1.92% | +1.21 pp |
| Member Growth | -3.15% | - |
| Loan-to-Share Ratio | 64.10% | +4.30 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Longshoremen's Local 4
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $40.0M | - |
| 2025Q4 | $37.3M | 1,014 |
| 2024Q4 | $39.4M | 1,047 |
| 2023Q4 | $39.7M | 1,051 |
Credit Union Details
- Charter Number
- 10799
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- Washington
- City
- Vancouver
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Longshoremen's Local 4 runs one office.
| Office | City |
|---|---|
| Longshoremen's Local 4 FCU (Main Office) | Vancouver, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Longshoremen's Local 4 ranks #1,549 of 4,374 nationally on financial health and #33 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CONNECTION is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CONNECTION
Frequently Asked Questions
Is Longshoremen's Local 4 financially healthy?
Longshoremen's Local 4 has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,549 of 4,374 nationally on health and #33 of 75 in Washington. Its net worth ratio is 23.03% and its delinquency rate 0.35%.
How does Longshoremen's Local 4 compare to other credit unions?
Longshoremen's Local 4 scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (23.03% vs 14.86%).
How can I join Longshoremen's Local 4?
Longshoremen's Local 4 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Longshoremen's Local 4 directly for the exact boundaries and application steps.
Is my money safe at Longshoremen's Local 4?
Longshoremen's Local 4 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Longshoremen's Local 4's net worth ratio of 23.03% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.