Federal credit union · SEVIERVILLE, Tennessee · NCUA charter #23060
Sevier County Schools
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $12.8M
- Total assets
- 1,385
- Members
- 20.8%
- Net-worth ratio
Sevier County Schools scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $12.8M; members 1,385; net-worth ratio 20.76%; health rank #878 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#878 of 4,374 health · 2025Q4Sevier County Schools · health 91/100 · $12.8M · 2025Q4
Call Report peers
Sevier County Schools in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Sevier County Schools vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Sevier County Schools sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Sevier County Schools
- Largest favorable gap: Net Worth Ratio at 20.76% vs peer 14.86% (+5.90 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -5.67 pp (54.13% vs 59.80%).
Sevier County Schools: in-state Call Report ranks
- Health composite ranks #30 of 127 among scored Tennessee credit unions.
- Assets rank #104 of 127 inside Tennessee ($12.8M reported).
- Member book place in Tennessee: #103 of 127.
- One place up in Tennessee, Greeneville City Employees' (#29) ties at 91/100; one place down, Knox Co. Employees (#31) ties at 91/100.
How Sevier County Schools's 5300 filing moved
Sevier County Schools: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +10.0% from $12.8M (2025Q4) to $14.1M (2026Q1).
- Net-worth ratio shifted -1.46 pp (22.22% → 20.76%).
At 20.76%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
Sevier County Schools gives up 9 points in total. Member Growth costs the most, 5.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.2 pts
- Loan-to-Share Ratio 11.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.76% | +5.90 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 3.00% | +2.29 pp |
| Member Growth | 0.14% | - |
| Loan-to-Share Ratio | 54.13% | -5.67 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Sevier County Schools
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.1M | - |
| 2025Q4 | $12.8M | 1,385 |
| 2024Q4 | $12.4M | 1,383 |
| 2023Q4 | $12.6M | 1,347 |
Credit Union Details
- Charter Number
- 23060
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- SEVIERVILLE
- Data Quarter
- 2025Q4
Branch Locations (2)
Sevier County Schools operates 2 offices in Sevierville, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Sevier County Schools FCU (Main Office) | Sevierville, TN |
| Vital Records | Sevierville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Sevier County Schools ranks #878 of 4,374 nationally on financial health and #30 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- I B E W 175 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with I B E W 175
Frequently Asked Questions
Is Sevier County Schools financially healthy?
On its 2025Q4 NCUA 5300 filing, Sevier County Schools scores 91/100 (Excellent), with a 20.76% net worth ratio and 0.00% of loans delinquent. It ranks #878 of 4,374 nationally on health and #30 of 127 in Tennessee.
How does Sevier County Schools compare to other credit unions?
Sevier County Schools scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (20.76% vs 14.86%). Its widest shortfall is loan-to-share ratio (54.13% vs 59.80%).
How can I join Sevier County Schools?
Sevier County Schools is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Sevier County Schools directly to confirm eligibility.
Is my money safe at Sevier County Schools?
Sevier County Schools is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sevier County Schools's net worth ratio of 20.76% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.