State credit union · NASHVILLE, Tennessee · NCUA charter #67937
Dixie Line
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $13.2M
- Total assets
- 830
- Members
- 16.5%
- Net-worth ratio
Dixie Line scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.2M; members 830; net-worth ratio 16.47%; health rank #3,154 of 4,374; healthier than 26th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,154 of 4,374 health · 2025Q4Dixie Line · health 76/100 · $13.2M · 2025Q4
- DELQ 76/100
- ROA 16.5%
- ASSETS 1.49%
- MEM 0.61%
- RANK $13.2M
- PHOTO 830
- BOOK #3,154/4,374
- CHARTER EWA
- NCUSIF 67937
Call Report peers
Dixie Line in the assets neighbourhood
Dixie Line's $13.2M assets sit next to EWA ($13.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dixie Line vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Dixie Line - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #67937: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Dixie Line vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +12.04 pp (71.84% vs 59.80%).
- Largest lag: Delinquency Rate at 1.49% vs peer 1.15% (+0.35 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Dixie Line: in-state Call Report ranks
- In Tennessee, health place is #96 of 127 on the same NCUA-ratio sort used nationally.
- Assets rank #101 of 127 inside Tennessee ($13.2M reported).
- Tennessee membership ordinal: #113 of 127.
In-state ordinals use the live credit_unions table for TN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Dixie Line Call Report trajectory
Dixie Line: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.1% from $13.2M (2025Q4) to $13.9M (2026Q1).
- Net-worth ratio shifted -0.86 pp (17.33% → 16.47%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
16.47% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 76/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 76.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.3 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.7 pts
Dixie Line vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.47% | +1.61 pp |
| Delinquency Rate | 1.49% | +0.35 pp |
| Return on Assets | 0.61% | -0.10 pp |
| Member Growth | -29.18% | - |
| Loan-to-Share Ratio | 71.84% | +12.04 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $13.9M | - |
| 2025Q4 | $13.2M | 830 |
| 2024Q4 | $12.8M | 1,172 |
| 2023Q4 | $11.6M | 901 |
Credit Union Details
- Charter Number
- 67937
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- NASHVILLE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Dixie Line.
| Office | City |
|---|---|
| Dixie Line Credit Union (Main Office) | Nashville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
Other federally-insured credit unions in Tennessee, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Dixie Line - kept outside Tennessee; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($13.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (76/100 here).
Using this data
- Dixie Line ranks #3,154 of 4,374 nationally on financial health and #96 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Knox Co. Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Knox Co. Employees
- Rates and health both vary by institution, not just by state -- see how Tennessee credit unions compare overall before assuming this one is typical. Tennessee state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Dixie Line financially healthy?
A 16.47% net worth ratio and a 1.49% delinquency rate feed into Dixie Line's financial health score of 76/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,154 of 4,374; by total assets it ranks #3,398 of 4,374 nationally (same basis as /rankings/largest); and #101 of 127 within Tennessee. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Dixie Line compare to other credit unions?
On PlainCU's health composite, Dixie Line lands at 76/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Dixie Line?
Membership eligibility for Dixie Line depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dixie Line directly for current membership requirements and application steps.
Is my money safe at Dixie Line?
Federal credit unions like Dixie Line are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dixie Line's net worth ratio of 16.47% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Dixie Line offer compared to banks?
Credit unions like Dixie Line are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Dixie Line directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.