State credit union · NASHVILLE, Tennessee · NCUA charter #67937
Dixie Line
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $13.2M
- Total assets
- 830
- Members
- 16.5%
- Net-worth ratio
Dixie Line scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.2M; members 830; net-worth ratio 16.47%; health rank #3,154 of 4,374; healthier than 26th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,154 of 4,374 health · 2025Q4Dixie Line · health 76/100 · $13.2M · 2025Q4
Call Report peers
Dixie Line in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dixie Line vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Dixie Line sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Dixie Line vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +12.04 pp (71.84% vs 59.80%).
- Largest lag: Delinquency Rate at 1.49% vs peer 1.15% (+0.35 pp).
Dixie Line: in-state Call Report ranks
- In Tennessee, health place is #96 of 127 on the same NCUA-ratio sort used nationally.
- Assets rank #101 of 127 inside Tennessee ($13.2M reported).
- Tennessee membership ordinal: #113 of 127.
- One place up in Tennessee, Tva Mid-South (#95) ties at 76/100; one place down, ORION (#97) scores 75/100, 1 point lower.
Dixie Line Call Report trajectory
Dixie Line: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.1% from $13.2M (2025Q4) to $13.9M (2026Q1).
- Net-worth ratio shifted -0.86 pp (17.33% → 16.47%).
16.47% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 76/100 score is built
Dixie Line gives up 24 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.3 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.7 pts
Dixie Line vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.47% | +1.61 pp |
| Delinquency Rate | 1.49% | +0.35 pp |
| Return on Assets | 0.61% | -0.10 pp |
| Member Growth | -29.18% | - |
| Loan-to-Share Ratio | 71.84% | +12.04 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $13.9M | - |
| 2025Q4 | $13.2M | 830 |
| 2024Q4 | $12.8M | 1,172 |
| 2023Q4 | $11.6M | 901 |
Credit Union Details
- Charter Number
- 67937
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- NASHVILLE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Dixie Line.
| Office | City |
|---|---|
| Dixie Line Credit Union (Main Office) | Nashville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
Other federally-insured credit unions in Tennessee, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Dixie Line ranks #3,154 of 4,374 nationally on financial health and #96 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Knox Co. Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Knox Co. Employees
Frequently Asked Questions
Is Dixie Line financially healthy?
On its 2025Q4 NCUA 5300 filing, Dixie Line scores 76/100 (Very Good), with a 16.47% net worth ratio and 1.49% of loans delinquent. It ranks #3,154 of 4,374 nationally on health and #96 of 127 in Tennessee.
How does Dixie Line compare to other credit unions?
Dixie Line scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (71.84% vs 59.80%). Its widest shortfall is delinquency rate (1.49% vs 1.15%).
How can I join Dixie Line?
Membership eligibility for Dixie Line depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dixie Line directly for current membership requirements and application steps.
Is my money safe at Dixie Line?
Dixie Line is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dixie Line's net worth ratio of 16.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.