Federal credit union · CHATTANOOGA, Tennessee · NCUA charter #14634
I B E W 175
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $13.0M
- Total assets
- 1,625
- Members
- 17.4%
- Net-worth ratio
I B E W 175 scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.0M; members 1,625; net-worth ratio 17.44%; health rank #3,518 of 4,374; healthier than 18th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,518 of 4,374 health · 2025Q4I B E W 175 · health 71/100 · $13.0M · 2025Q4
Call Report peers
I B E W 175 in the assets neighbourhood
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I B E W 175 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); I B E W 175 sits in 70-74 with 317 others.
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for I B E W 175
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +29.13 pp (88.93% vs 59.80%).
- Largest lag: Delinquency Rate at 5.24% vs peer 1.15% (+4.10 pp).
I B E W 175 in Tennessee
- In Tennessee, health place is #109 of 127 on the same NCUA-ratio sort used nationally.
- Tennessee assets place: #103 of 127.
- Membership ranks #96 of 127 among Tennessee CUs with a reported count (1,625 members).
- One place up in Tennessee, Chattanooga First (#108) ties at 71/100; one place down, COMTRUST (#110) scores 70/100, 1 point lower.
Quarter path for I B E W 175
I B E W 175: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.0% from $13.0M (2025Q4) to $13.5M (2026Q1).
- Net-worth ratio shifted +0.42 pp (17.02% → 17.44%).
At 17.44%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 71/100 score is built
I B E W 175 gives up 29 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.4 pts
- Loan-to-Share Ratio 14.6 pts
I B E W 175 vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.44% | +2.58 pp |
| Delinquency Rate | 5.24% | +4.10 pp |
| Return on Assets | 3.12% | +2.42 pp |
| Member Growth | 2.01% | - |
| Loan-to-Share Ratio | 88.93% | +29.13 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - I B E W 175
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $13.5M | - |
| 2025Q4 | $13.0M | 1,625 |
| 2024Q4 | $12.1M | 1,593 |
| 2023Q4 | $11.6M | 1,484 |
Credit Union Details
- Charter Number
- 14634
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- CHATTANOOGA
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, I B E W 175 runs one office.
| Office | City |
|---|---|
| IBEW175 FEDERAL CREDIT UNION (Main Office) | CHATTANOOGA, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near I B E W 175
Similar total assets
Similar health score
Using this data
- I B E W 175 ranks #3,518 of 4,374 nationally on financial health and #109 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Knox Co. Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Knox Co. Employees
Frequently Asked Questions
Is I B E W 175 financially healthy?
On its 2025Q4 NCUA 5300 filing, I B E W 175 scores 71/100 (Very Good), with a 17.44% net worth ratio and 5.24% of loans delinquent. It ranks #3,518 of 4,374 nationally on health and #109 of 127 in Tennessee.
How does I B E W 175 compare to other credit unions?
I B E W 175 scores 71/100, higher than 18% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (88.93% vs 59.80%). Its widest shortfall is delinquency rate (5.24% vs 1.15%).
How can I join I B E W 175?
I B E W 175 serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact I B E W 175 directly for the current list of qualifying groups.
Is my money safe at I B E W 175?
I B E W 175 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. I B E W 175's net worth ratio of 17.44% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.