State credit union · MILWAUKEE, Wisconsin · NCUA charter #68044
Holy Redeemer Community of Se Wis.
Health score 91/100 (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $747K
- Total assets
- 248
- Members
- 30.1%
- Net-worth ratio
Holy Redeemer Community of Se Wis. - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #68044. See our deposit-insurance coverage note.
Holy Redeemer Community of Se Wis. - Five Health Pillars
Below, five 0-100 sub-scores, one per pillar of the composite. Weight and sum them and the result matches the headline health score above exactly - same NCUA 5300 figures, no normalisation tricks.
- Capital (net worth ratio)100
- Asset quality (delinquency)100
- Earnings (ROA)100
- Member growth83
- Liquidity (loan-to-share)57
Weighted composite: 91/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
At 30.11%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 30.11% | 30% |
| Delinquency Rate | 0.00% | 25% |
| Return on Assets | 3.22% | 15% |
| Member Growth | 2.90% | 15% |
| Loan-to-Share Ratio | 28.41% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $747K | 248 |
| 2024Q4 | $707K | 241 |
| 2023Q4 | $767K | 256 |
Credit Union Details
- Charter Number
- 68044
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Wisconsin
- City
- MILWAUKEE
- Data Quarter
- 2025Q4
What This Data Says About Holy Redeemer Community of Se Wis.
Holy Redeemer Community of Se Wis. is a state credit union headquartered in MILWAUKEE, Wisconsin, serving 248 members with $747K in total assets and $136K in outstanding loans as of Q4 2025. Based on its five-factor composite, the institution earns a health score of 91/100 (Excellent), anchored by a net worth ratio of 30.11% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. Charter #68044 operates under peer group Under $2M, a cohort of 243 similarly-sized institutions.
Deposits deployed into lending sit at a 28.41% loan-to-share ratio, below the 60% band that typically signals under-deployed capital. Loan quality, meanwhile, shows 0.00% of the book 60+ days past due - the peer group average for Under $2M credit unions sits at 4.477%, so this institution is running tighter than peers. Return on assets stands at 3.22% on net income of $24K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by 2.90%. Reported quarterly to the NCUA, this data reflects the 2025Q4 Call Report period. Eligibility to join runs through the field of membership (currently: Other) - see our disclaimer before opening an account or borrowing, for NCUSIF coverage details and data usage notes.
Nearby Credit Unions in Wisconsin
A look at other Wisconsin credit unions, ranked by how closely their peer group and asset size match this one.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Holy Redeemer Community of Se Wis. financially healthy?
Holy Redeemer Community of Se Wis. has a financial health score of 91/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 30.11% and delinquency rate of 0.00%.
How does Holy Redeemer Community of Se Wis. compare to other credit unions?
Five weighted metrics from NCUA filings produce Holy Redeemer Community of Se Wis.'s 91/100 score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Holy Redeemer Community of Se Wis.?
Membership eligibility for Holy Redeemer Community of Se Wis. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Holy Redeemer Community of Se Wis. directly for current membership requirements and application steps.
Is my money safe at Holy Redeemer Community of Se Wis.?
Federal credit unions like Holy Redeemer Community of Se Wis. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Holy Redeemer Community of Se Wis.'s net worth ratio of 30.11% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Holy Redeemer Community of Se Wis. offer compared to banks?
Credit unions like Holy Redeemer Community of Se Wis. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Holy Redeemer Community of Se Wis. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.