State credit union · Greeneville, Tennessee · NCUA charter #68127
Greeneville City Employees'
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $13.5M
- Total assets
- 1,582
- Members
- 29.1%
- Net-worth ratio
Greeneville City Employees' scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.5M; members 1,582; net-worth ratio 29.06%; health rank #863 of 4,374; healthier than 77th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#863 of 4,374 health · 2025Q4Greeneville City Employees' · health 91/100 · $13.5M · 2025Q4
- CHARTER 91/100
- NCUSIF 29.1%
- CAMELS 0.20%
- HEALTH 1.89%
- NW $13.5M
- DELQ 1,582
- ROA #863/4,374
- ASSETS Reading Berks School Employees
- MEM 68127
Call Report peers
Greeneville City Employees' in the assets neighbourhood
Greeneville City Employees''s $13.5M assets sit next to Reading Berks School Employees ($13.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Greeneville City Employees' vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Greeneville City Employees' - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #68127 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Greeneville City Employees': Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 102.94% vs peer 59.80% (+43.14 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Greeneville City Employees' in Tennessee
- Tennessee health ordinal: #29 of 127.
- Assets rank #100 of 127 inside Tennessee ($13.5M reported).
- Member book place in Tennessee: #98 of 127.
In-state ordinals use the live credit_unions table for TN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Greeneville City Employees': 2025Q4 → 2026Q1
Greeneville City Employees': total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.1% from $13.5M (2025Q4) to $13.8M (2026Q1).
- Net-worth ratio shifted -0.02 pp (29.08% → 29.06%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
29.06% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 12.0 pts
- Loan-to-Share Ratio 9.0 pts
Greeneville City Employees' health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 29.06% | +14.20 pp |
| Delinquency Rate | 0.20% | -0.94 pp |
| Return on Assets | 1.89% | +1.19 pp |
| Member Growth | 2.53% | - |
| Loan-to-Share Ratio | 102.94% | +43.14 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $13.8M | - |
| 2025Q4 | $13.5M | 1,582 |
| 2024Q4 | $12.6M | 1,543 |
| 2023Q4 | $12.2M | 1,499 |
Credit Union Details
- Charter Number
- 68127
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- Greeneville
- Data Quarter
- 2025Q4
Branch Location
Greeneville City Employees' operates a single office in Greeneville, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Greeneville City Employees C U (Main Office) | Greeneville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Greeneville City Employees' - kept outside Tennessee; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($13.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Greeneville City Employees' ranks #863 of 4,374 nationally on financial health and #29 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Dixie Line is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Dixie Line
- Rates and health both vary by institution, not just by state -- see how Tennessee credit unions compare overall before assuming this one is typical. Tennessee state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Greeneville City Employees' financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Greeneville City Employees' carries a financial health score of 91/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #863 of 4,374; by total assets it ranks #3,387 of 4,374 nationally (same basis as /rankings/largest); and #100 of 127 within Tennessee. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 29.06% net worth ratio and a 0.20% delinquency rate.
How does Greeneville City Employees' compare to other credit unions?
On PlainCU's health composite, Greeneville City Employees' lands at 91/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Greeneville City Employees'?
Membership eligibility for Greeneville City Employees' depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Greeneville City Employees' directly for current membership requirements and application steps.
Is my money safe at Greeneville City Employees'?
Federal credit unions like Greeneville City Employees' are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greeneville City Employees''s net worth ratio of 29.06% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Greeneville City Employees' offer compared to banks?
Credit unions like Greeneville City Employees' are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Greeneville City Employees' directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.