Federal credit union · Rockville, Maryland · NCUA charter #22652
Capital Area Taiwanese
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $13.1M
- Total assets
- 511
- Members
- 10.8%
- Net-worth ratio
Capital Area Taiwanese scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.1M; members 511; net-worth ratio 10.75%; health rank #2,993 of 4,374; healthier than 31st of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,993 of 4,374 health · 2025Q4Capital Area Taiwanese · health 78/100 · $13.1M · 2025Q4
Call Report peers
Capital Area Taiwanese in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Capital Area Taiwanese vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Capital Area Taiwanese sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Capital Area Taiwanese diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 71.52% vs peer 59.80% (+11.72 pp).
- Widest shortfall vs peers is Net Worth Ratio: -4.11 pp (10.75% vs 14.86%).
Capital Area Taiwanese in Maryland
- Maryland health ordinal: #36 of 62.
- Assets rank #54 of 62 inside Maryland ($13.1M reported).
- Maryland membership ordinal: #59 of 62.
- One place up in Maryland, 1897 (#35) ties at 78/100; one place down, Bull Dog (#37) scores 77/100, 1 point lower.
How Capital Area Taiwanese's 5300 filing moved
Capital Area Taiwanese: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.2% from $13.1M (2025Q4) to $13.1M (2026Q1).
- Net-worth ratio shifted +0.01 pp (10.74% → 10.75%).
This credit union's 10.75% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 78/100 score is built
Capital Area Taiwanese gives up 22 points in total. Return on Assets costs the most, 14.9 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.1 pts
- Member Growth 7.9 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.75% | -4.11 pp |
| Delinquency Rate | 0.12% | -1.03 pp |
| Return on Assets | -0.49% | -1.20 pp |
| Member Growth | -0.58% | - |
| Loan-to-Share Ratio | 71.52% | +11.72 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Capital Area Taiwanese
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $13.1M | - |
| 2025Q4 | $13.1M | 511 |
| 2024Q4 | $12.7M | 514 |
| 2023Q4 | $12.6M | 506 |
Credit Union Details
- Charter Number
- 22652
- Type
- Federal
- Field of Membership
- Association/Group
- Peer Group
- $10M–$50M
- State
- Maryland
- City
- Rockville
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Capital Area Taiwanese.
| Office | City |
|---|---|
| MD - Rockville (Main Office) | Rockville, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
A look at other Maryland credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Capital Area Taiwanese
Using this data
- Capital Area Taiwanese ranks #2,993 of 4,374 nationally on financial health and #36 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MNCPPC is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MNCPPC
Frequently Asked Questions
Is Capital Area Taiwanese financially healthy?
Capital Area Taiwanese has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,993 of 4,374 nationally on health and #36 of 62 in Maryland. Its net worth ratio is 10.75% and its delinquency rate 0.12%.
How does Capital Area Taiwanese compare to other credit unions?
Capital Area Taiwanese scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (71.52% vs 59.80%). Its widest shortfall is net worth ratio (10.75% vs 14.86%).
How can I join Capital Area Taiwanese?
Capital Area Taiwanese serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Capital Area Taiwanese directly for the current list of qualifying groups.
Is my money safe at Capital Area Taiwanese?
Capital Area Taiwanese is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Capital Area Taiwanese's net worth ratio of 10.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.